181 Beach St, Dennis, MA 02638 Property Records

Barnstable County and Dennis Town property record for 181 Beach St, Dennis, MA 02638

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1940
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Oct 2011)
Tax Bill	$4,960 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DENN M:000346 P:037-000`

Property Details

APN / Parcel Number

Primary APN	`DENN M:000346 P:037-000`
Alternative APNs	`M:000346 P:000037` `14324`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,396 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14324
Street Address	181 BEACH ST
City	DENNIS
State	MA
Zip	02638-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PILGRIMLAND
Jurisdiction	DENNIS MA
Township / Civil Division	DENNIS
Census Block Group	1
Census Block	1021
Census Tract	11300

Owner

181 Beach St is owned by an individual who acquired it in November 2022.

Source: Barnstable County and Dennis Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	35 LINCOLN ST, READING, MA 01867-3169
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Quit Claim Deed, Transfer · ARM BERKSHIRE BANK
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit NORTHERN BANK & TRUST CO
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2011 · Amount on File
Deed Sale	Oct 24, 2011 · Amount on File
Prior Sale	May 25, 2007 · Amount on File
Last Transfer Date	Nov 16, 2022
Transfer Doc	0035491-39
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENNIS MA
Recording Date	Nov 17, 2022
Property Address	181 BEACH ST, DENNIS, MA 02638-1816
Document Number	0035491-36
Book / Page	35491 / 36
Instrument Date	Nov 16, 2022
Instrument	56875
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 OAK ST, READING, MA 01867-3701

Mortgage

Document Number	0035491-39
Date	Nov 17, 2022
Book Page	35491/39
Instrument	56876

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2029
Index	1-Year CMT

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	181 BEACH ST, DENNIS, MA 02638-1816
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034229-211
Date	Jun 22, 2021
Book Page	34229/211
Instrument	41879

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	181 BEACH ST, DENNIS, MA 02638-1816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31733-21
Date	Dec 17, 2018
Book Page	31733/21
Instrument	62644

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 181 Beach St was $4,960, up 2.7% from the year before.

Source: Barnstable County and Dennis Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Dennis Town
Unified School District	Dennis-Yarmouth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,960.00 (+2.69%)	$1,145,600 (+4.13%) Land $685,800 Building $459,800	$1,230,345
2024	$4,830.00 (+3.4%)	$1,100,200 (+9.99%) Land $659,500 Building $440,700
2023	$4,671.00	$1,000,300 Land $599,600 Building $400,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Beach St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 individual policies
Nearby Flood Policies	57 units insured incl. 10 condo units
Nearby Flood Claims	15 (1978–2018)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Winter Coastal Storm, Dec 1992 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Beach St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENNIS WATER DISTRICT serves 65,000 people · EPA ID MA4075000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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