181 Bannard Ave, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda Town property record for 181 Bannard Ave, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1954
Lot Size	0.153 acres (6,650 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Apr 2019)
Tax Bill	$5,644 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-0099000`

Property Details

APN / Parcel Number

Primary APN	`027-0099000`
Alternative APNs	`64890531000006013000` `146489 53.10-6-13`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	027-0099000
Street Address	181 BANNARD AVE
City	TONAWANDA
State	NY
Zip	14150-6215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	755 W MALDINER AVE 1794 PT97 50 X 133.35
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	6
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	5
Census Block	5002
Census Tract	8101

Owner

181 Bannard Ave is owned by two individuals who bought it in April 2019.

Source: Erie County and Tonawanda Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 ROBERT DR, 6, NORTH TONAWANDA, NY 14120-6424
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Nov 26, 2014 · Amount on File
Deed Document Number	201981901
Deed Book / Page	11343 / 7771
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Apr 29, 2019
Property Address	181 BANNARD AVE, TONAWANDA, NY 14150-6215
Document Number	0113437771
Book / Page	011343 / 007771
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 ROBERT DR #6 NORTH TONAWANDA NY 141206424, 6, NORTH TONAWANDA, NY 14120-6424

Mortgage

Document Number	138942917
Date	Apr 29, 2019
Book Page	013894/002917

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 181 Bannard Ave was $5,644, up 163.7% from the year before.

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Unified School District	Kenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,644.00 (+163.74%)
2025	$2,140.00 (+10.88%)	$44,400 (-) Land $9,500 Building $34,900	$211,400 (+9.51%) Land $45,232 Building $166,168
2024	$1,930.00	$44,400 (-) Land $9,500 Building $34,900	$193,043 (+4.35%) Land $41,304 Building $151,739
2023		$44,400 Land $9,500 Building $34,900	$185,000 Land $39,583 Building $145,417
2019	$4,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 Bannard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 181 Bannard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880