181 Avon St, Toccoa, GA 30577 Property Records

Stephens County property record for 181 Avon St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,347 sqft · built 1955
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$278 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T12 147`

Property Details

APN / Parcel Number

Primary APN	`T12 147`
Alternative APN	`634500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)
Terrain	Gentle Slope
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	306 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Canopy	378 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	634500
Street Address	181 AVON ST
City	TOCCOA
State	GA
Zip	30577-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-II
Legal Description	PT LOT 38 & LOT 39 MRS MINNIE D EDWARDS S/D
Legal Subdivision	MRS MINNIE D EDWARDS
Legal Lot Number	39,38
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1035
Census Tract	970301

Owner

Source: Stephens County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 AVON ST, TOCCOA, GA 30577-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1997
Deed Sale	May 1, 1997
Deed Book / Page	371 / 439
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	May 28, 2026
Property Address	181 AVON ST, TOCCOA, GA 30577-2701
Document Number	0000000015
Book / Page	1451 / 383
Instrument Date	May 22, 2026
Instrument	202615
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 AVON ST, TOCCOA, GA 30577-2701

Mortgage

Document Number	0000000015,
Date	May 28, 2026
Book Page	1451/383
Instrument	202615

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	181 AVON ST, TOCCOA, GA 30577-2701
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 AVON ST, TOCCOA, GA 30577-2701

Mortgage

Document Number	0013440000000458
Date	Oct 3, 2023
Book Page	0000001344/0000000458

Lender

Name	NEWREZ

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$278.00 (+95.77%) Homeowner's exemption Senior Citizen's exemption	$38,718 (+52.3%) Land $1,349 Building $37,369	$96,796 (+52.3%) Land $3,373 Building $93,423
2023	$142.00 Homeowner's exemption	$25,422 Land $1,349 Building $24,073	$63,556 Land $3,373 Building $60,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream, Xfinity.

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