181 Atlantic Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 181 Atlantic Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,677 sqft · built 1920
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (May 2017)
Tax Bill	$9,059 (2026)
Deeds & Mortgages	Apr 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0068 B:0025 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0068 B:0025 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,677 sqft Living Area
Gross Area	6,594 sqft
Basement Area	758 sqft
Unfinished Basement	758 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	181 ATLANTIC AVE
City	MARBLEHEAD
State	MA
Zip	01945-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	25
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4019
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 ATLANTIC AVE, MARBLEHEAD, MA 01945-2910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Balloon Mortgage NATIONAL GRAND BANK OF MARBLEHEAD
May 31, 2017	Quit Claim Deed, Transfer · FHA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Nov 12, 2013
Deed Book / Page	35906 / 310
Transfer Doc	035906-310
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	181 ATLANTIC AVE, MARBLEHEAD, MA 01945-2910
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38433-74
Date	Apr 21, 2020
Book Page	38433/74
Instrument	20200421000760

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	May 31, 2017
Property Address	181 ATLANTIC AVE, MARBLEHEAD, MA 01945-2910
Document Number	35906-310
Book / Page	035906 / 000310
Instrument Date	May 16, 2017
Instrument	1705310579
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,895.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 ATLANTIC AVE MARBLEHEAD MA 019452910, MARBLEHEAD, MA 01945-2910

Mortgage

Document Number	35906-312
Date	May 31, 2017
Book Page	035906/000312
Instrument	1705310580

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,059.00 (+7.27%)	$1,058,300 (+13.41%) Land $665,200 Building $386,200	$1,025,286 (+2.37%)
2025	$8,445.00 (+13.94%)	$933,200 (+12.81%) Land $602,400 Building $330,800	$1,001,585
2024	$7,412.00 (-4.05%)	$827,200 (+7.08%) Land $502,000 Building $325,200
2023	$7,725.00	$772,500 Land $502,000 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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