181 7th St SW, Naples, FL 34117 Property Records

Collier County property record for 181 7th St SW, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details2,474 sqft · built 1998
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Dec 2020)
Tax Bill$5,778 (2025)
Deeds & MortgagesMar 2017 Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone AH (high risk)
APN328900 14 14C09

Property Details

APN / Parcel Number

Primary APN328900 14 14C09
Alternative APNs
  • 371610600040714001414
  • 37161060004

Interior

Building Area2,474 sqft Living Area
1st Floor Area2,474 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeMasonry / Concrete Block
Lot Area108,900 sqft
Pool Area364 sqft
Deck Area1,204 sqft

Location & Zoning

Street Address181 7TH ST SW
CityNAPLES
StateFL
Zip34117-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 12 S 165 OF TR 14
Legal Range27
Legal Township49
Legal Section9
Legal SubdivisionGOLDEN GATE EST UNIT 12
Legal Tract14
Legal Block2
Legal Lot Number1
Legal Unit12
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2002
Census Tract10426

Owner

181 7th St SW is owned and occupied by two individuals who bought it in December 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address181 7TH ST SW, NAPLES, FL 34117-2126
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Aug 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 18, 2020Grant Deed, Transfer · Conventional with PMI
HAMILTON HM LNS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2020 · Amount on File
Deed SaleDec 18, 2020 · Amount on File
Prior SaleDec 22, 1998
Deed Document Number20205971840
Deed Book / Page5862 / 3931
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address181 7TH ST SW, NAPLES, FL 34117-2126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053702132
DateMar 9, 2017
Book Page5370/2132
Instrument5376484
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueMar 1, 2027

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address181 7TH ST SW, NAPLES, FL 34117-2126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055472592
DateAug 29, 2018
Book Page5547/2592
Instrument5605973
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOLLIER FL
Recording DateDec 18, 2020
Property Address181 7TH ST SW, NAPLES, FL 34117-2126
Document Number0058623931
Book / Page005862 / 003931
Instrument DateDec 9, 2020
Instrument5971840
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address181 7TH ST SW NAPLES FL 341172126, NAPLES, FL 34117-2126

Mortgage

Document Number58623934
DateDec 18, 2020
Book Page005862/003934
Instrument5971841
Lender
NameHAMILTON HM LNS INC
AddressSUNRISE, FL 33323
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 181 7th St SW was $5,778.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$577,635 (+1%)$626,915 (+19.38%) Land $205,013 Building $421,902
2025$5,778.00$525,123 Land $133,125 Building $391,998$525,123 Land $133,125 Building $391,998
2023$6,286.00 (+1.85%)$585,447 (+0.63%) Land $172,500 Building $412,947$585,447 (+0.63%) Land $172,500 Building $412,947
2022$6,172.00 Homeowner's exemption$581,773 Land $191,625 Building $390,148$581,773 Land $191,625 Building $390,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 7th St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims8 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 7th St SW is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 7th St SW

Nearby Streets

Search Property Records by Address or Parcel Number