181 3rd St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 181 3rd St, Lake Oswego, OR 97034

Property Summary

Property Type	Condominium
Details	2 ba · 1,523 sqft · built 1998
Lot Size	0.014 acres (630 sqft)
Owner	Trust Name on File
Last Sale	$987,987 (May 2022)
Tax Bill	$11,411 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E10AA70305`

Property Details

APN / Parcel Number

Primary APN	`21E10AA70305`
Alternative APN	`01838042`

Interior

Full Baths	2 Baths
Building Area	1,523 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	630 sqft (0.014 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01838042
Street Address	181 3RD ST
City	LAKE OSWEGO
State	OR
Zip	97034-3017
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC/R-0
Legal Description	3466 LAKEWOOD LOFTS&CONDOS SUPPL PLAT STAGE 2 UNIT 5
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	LAKEWOOD LOFTS&CONDOS
Legal Unit	5
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1000
Census Tract	20201

Owner

181 3rd St, a condominium, is owner-occupied and held in a trust since May 2022.

Source: Clackamas County records, as of May 19, 2026

Owner of Record	Trust Name on File
Mailing Address	181 3RD ST, LAKE OSWEGO, OR 97034-3017
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
May 2, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON FEDERAL NA
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	202225762
Prior Transfer Date	Mar 20, 2002
Prior Transfer Doc	0000028155
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	181 3RD ST, LAKE OSWEGO, OR 97034-3017
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034277
Date	Jun 15, 2022
Instrument	2022-034277

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	May 2, 2022
Property Address	181 3RD ST, LAKE OSWEGO, OR 97034-3017
Document Number	0000025762
Map Reference	FEE 98-120017
Instrument Date	Apr 29, 2022
Instrument	2022-025762
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17821 MARYLCREEK DR, LAKE OSWEGO, OR 97034-4019

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	181 3RD ST, LAKE OSWEGO, OR 97034-3017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004066
Date	Jan 19, 2017
Instrument	2017-004066

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 28, 2019
Property Address	181 3RD ST, LAKE OSWEGO, OR 97034-3017
Document Number	0000037167
Map Reference	FEE 98-120017
Instrument Date	Jun 28, 2019
Instrument	2019-037167
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 3RD ST, 181, LAKE OSWEGO, OR 97034-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17255 BLUE HERON RD, LAKE OSWEGO, OR 97034-5647

Mortgage

Document Number	0000037168
Date	Jun 28, 2019
Instrument	2019-037168

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 181 3rd St was $11,411.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,411.00	$595,517	$936,940 Building $936,940
2023	$10,780.00	$561,333	$897,850 Building $897,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 3rd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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