181 3rd St, Fair Haven, NJ 07704 Property Records

Monmouth County and Fair Haven Borough property record for 181 3rd St, Fair Haven, NJ 07704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,991 sqft · built 1937
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$638,000 (Jul 2005)
Tax Bill	$13,487 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-00040-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`14-00040-0000-00010`
Alternative APN	`140004000010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,991 sqft Living Area
1st Floor Area	1,321 sqft
Upper Floors Area	800 sqft
Attic	Attic
Attic Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Built-in
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	100 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	181 3RD ST
City	FAIR HAVEN
State	NJ
Zip	07704-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	40
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FAIR HAVEN
Census Block Group	5
Census Block	5008
Census Tract	803700

Owner

181 3rd St is owned and occupied by two individuals who bought it in July 2005.

Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 3RD ST, FAIR HAVEN, NJ 07704-3334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2005 · Amount on File
Deed Sale	Jul 12, 2005 · Amount on File
Deed Book / Page	8476 / 5334
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	181 3RD ST, FAIR HAVEN, NJ 07704-3334
Document Number	0000088130
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 THIRD ST FAIR HAVEN NJ 077043334, FAIR HAVEN, NJ 07704-3334

Mortgage

Document Number	0000088130
Date	Aug 12, 2020
Book Page	009432/009115
Instrument	88130

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 181 3rd St was $13,487, up 9.7% from the year before.

Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Fair Haven Borough
Elementary School District	Fair Haven Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,169,100 (+23.7%) Land $736,500 Building $432,600	$1,169,100 (+23.7%) Land $736,500 Building $432,600
2025	$13,487.00 (+9.66%)	$945,100 Land $516,500 Building $428,600	$945,100 Land $516,500 Building $428,600
2024	$12,299.00
2023		$791,900 Land $381,500 Building $410,400	$791,900 Land $381,500 Building $410,400
2022	$12,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20