181-183 Front St, #2, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 181-183 Front St, #2, Owego, NY 13827

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details10,800 sqft · built 1865
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$167,000 (Nov 2015)
Tax Bill$11,109 (2026)
Deeds & MortgagesMar 2020 Refinance
Flood ZoneZone X (moderate risk)
APN493001 128.08-6-67

Property Details

APN / Parcel Number

Primary APN493001 128.08-6-67
Alternative APNs
  • 300112800800060670000000
  • 00000001238

Interior

Stories3 Stories
Building Area10,800 sqft Gross Area
Basement Area4,320 sqft
Unfinished Basement4,320 sqft

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions130 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000001238
Street Address181-183 FRONT ST, 2
CityOWEGO
StateNY
Zip13827-1592
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeZONE
Legal Block6
Legal Lot Number67.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2015
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Owego Central Historic District (Boundary Increase)
listed 1998 · 286 contributing resources · NRIS 98000353

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

181-183 Front St, #2 is owned by a company that bought it in November 2015.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address325 PENN ST, HUNTINGDON, PA 16652-1455
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2015 · Amount on File
Deed SaleNov 17, 2015 · Amount on File
Deed Book / Page15000 / 4740
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address181-183 FRONT ST STE 2, 2, OWEGO, NY 13827-1592
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000001149
DateMar 26, 2020
Instrument20200-00001149
Lender
NameKISH BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 181-183 Front St, #2 was $11,109, down 45.4% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,109.00 (-45.4%)
2025$20,346.00$171,900 Land $18,000 Building $153,900$328,995 Land $34,450 Building $294,545
2023$171,900 Land $18,000 Building $153,900$318,333 Land $33,333 Building $285,000
2019$14,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181-183 Front St, #2 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 93 policies
Nearby Flood Policies93 in force
Nearby Flood Claims205 (1979–2020)
Claims Outside the SFHA16 of 205
Most Recent ClaimDec 2020 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims
  • Severe Storms And Flooding, Jun 2006 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181-183 Front St, #2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA OF OWEGO
private · serves 4,850 people · EPA ID NY5304409
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance.

Nearby Properties on Front St

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