181 15th St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 181 15th St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,641 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2022)
Tax Bill	$5,429 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:011 L:004-K`

Property Details

APN / Parcel Number

Primary APN	`BANG M:011 L:004-K`
Alternative APNs	`M:011 L:004=K` `5417`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
Basement Area	324 sqft
Unfinished Basement	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	5417
Street Address	181 15TH ST
City	BANGOR
State	ME
Zip	04401-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	4-K
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3000
Census Tract	500

Owner

181 15th St is owned and occupied by an individual who bought it in July 2022.

Source: Penobscot County and Bangor City records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	181 15TH ST, BANGOR, ME 04401-4433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Jul 11, 2022	Other, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Jun 30, 2010 · Amount on File
Deed Document Number	202219409
Deed Book / Page	16544 / 231
Prior Transfer Date	Jul 5, 2022
Prior Transfer Doc	0165440231
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Recording Date	Aug 17, 2026
Property Address	181 15TH ST, BANGOR, ME 04401-4433
Document Number	0000022233
Book / Page	17980 / 105
Instrument Date	Aug 13, 2026
Instrument	202622233
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 15TH ST, BANGOR, ME 04401-4433

Mortgage

Document Number	0000022233,
Date	Aug 17, 2026
Book Page	17980/105
Instrument	202622233

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2022: Other, Transfer

Document Type	Other
Jurisdiction	BANGOR ME
Recording Date	Jul 11, 2022
Property Address	181 15TH ST, BANGOR, ME 04401-4433
Document Number	0165440231
Book / Page	16544 / 231
Instrument Date	Jul 5, 2022
Instrument	19409
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019410
Date	Jul 11, 2022
Instrument	19410

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 181 15th St was $5,429, up 0.2% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,429.00 (+0.17%)	$306,700 (+4.96%) Land $28,400 Building $278,300
2024	$5,420.00 (+5.41%)	$292,200 (+8.83%) Land $27,600 Building $264,600	$292,790
2023	$5,142.00 (+6.61%)	$268,500 (+13.58%) Land $27,600 Building $240,900
2022	$4,823.00	$236,400 Land $27,600 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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