18099 Lewis Smith Dr, Foley, AL 36535 Property Records

Baldwin County property record for 18099 Lewis Smith Dr, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,701 sqft · built 2020
Owner	Individual Name on File
Last Sale	$289,000 (Jul 2022)
Tax Bill	$702 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-06-39-0-000-001.033`

Property Details

APN / Parcel Number

Primary APN	`60-06-39-0-000-001.033`
Alternative APNs	`381507` `265589` `387945`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,701 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Dimensions	126 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	387945
Street Address	18099 LEWIS SMITH DR
City	FOLEY
State	AL
Zip	36535-5630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60 X 126.6 IRR LOT 298 HIDDEN LAKES PH II SLIDE 2680-A GRSEC 39-T8S-R3E (WD SURVIVORSHIP)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	HIDDEN LAKES PH II
Legal Lot Number	298
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1020
Census Tract	11410

Owner

18099 Lewis Smith Dr is owned and occupied by an individual who bought it in July 2022.

Source: Baldwin County records, as of April 15, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18099 LEWIS SMITH DR, FOLEY, AL 36535-5630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · VA Mortgage THE HOME LOAN EXPERT LLC
Nov 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Nov 2, 2020 · Amount on File
Deed Document Number	2013200
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 21, 2022
Property Address	18099 LEWIS SMITH DR, FOLEY, AL 36535-5630
Document Number	0002013200
Map Reference	SL 2680-A
Instrument Date	Jul 15, 2022
Instrument	2013200
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18099 LEWIS SMITH DR, FOLEY, AL 36535-5630

Mortgage

Document Number	0002013201
Date	Jul 21, 2022
Instrument	2013201

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 2, 2020
Property Address	18099 LEWIS SMITH DR, FOLEY, AL 36535-5630
Document Number	0001867741
Map Reference	SL 2687-D
Instrument Date	Oct 30, 2020
Instrument	1867741
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR # DRDRI25366, DRDRI25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18099 LEWIS SMITH DR, FOLEY, AL 36535-5630

Mortgage

Document Number	0001867742
Date	Nov 2, 2020
Instrument	1867742

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$702.00 (-40.41%)	$26,680 (-36.6%)	$266,800 (+26.81%) Land $38,000 Building $228,800
2022	$1,178.00 (+183.86%)	$42,080	$210,400 Land $34,200 Building $176,200
2021	$415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18099 Lewis Smith Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2005–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18099 Lewis Smith Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed.

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