Crow Wing County property record for 18098 Bernard Rd, Brainerd, MN 56401
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1,904 sqft · built 1990 |
| Lot Size | 19.3 acres (841,144 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,616 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 970174302A00009 |
| Primary APN | 970174302A00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 841,144 sqft (19.3 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 448 sqft |
| Driveway | Driveway |
| Porch | Patio |
| Porch Area | 336 sqft |
| Pole Barn | 2,520 sqft |
| Heating System | Central |
|---|
| Account Number | 147116 |
|---|---|
| Street Address | 18098 BERNARD RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | THAT PART OF GOV. LOT 2 DESCR: WHICH LIES E'LY OFTHE DESC. LINE COMM. AT THE S1/4 CORNER OF SAID SEC. 17 THEN N 89 DEG 44 MIN |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 17 |
| Legal Lot Number | 2 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950901 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5257 YORK AVE S, MINNEAPOLIS, MN 55410-2132 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,616.00 (+16.61%) | $937,500 (+7.73%) Land $634,700 Building $302,800 | $937,500 (+7.73%) Land $634,700 Building $302,800 |
| 2025 | $870,200 (+22.56%) Land $560,600 Building $309,600 | $870,200 (+22.56%) Land $560,600 Building $309,600 | |
| 2023 | $4,816.00 | $710,000 Land $398,500 Building $311,500 | $710,000 Land $398,500 Building $311,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures