18093 Bluegrass Rd, #95, Ramona, CA 92065 Property Records

San Diego County property record for 18093 Bluegrass Rd, #95, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,153 sqft · built 2001
Lot Size	8.66 acres (377,230 sqft)
Owner	2 Individual Names on File
Last Sale	$945,000 (Dec 2016)
Tax Bill	$16,691 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`277-120-48-00`

Property Details

APN / Parcel Number

Primary APN	`277-120-48-00`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Building Area	3,153 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	377,230 sqft

Location & Zoning

Street Address	18093 BLUEGRASS RD, 95
City	RAMONA
State	CA
Zip	92065-6910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM07472
Legal Subdivision	PARCEL MAP #7472
Legal Tract	7472
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2019
Census Tract	20801

Owner

18093 Bluegrass Rd, #95 is owned by two individuals who bought it in December 2016.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18093 BLUEGRASS RD, RAMONA, CA 92065-6910
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2016 · Amount on File
Deed Sale	Dec 19, 2016 · Amount on File
Prior Sale	Jan 17, 2001 · Amount on File
Deed Document Number	2016692796
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18093 BLUEGRASS RD # 95, 95, RAMONA, CA 92065-6910
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18093 BLUEGRASS RD, RAMONA, CA 92065-6910

Mortgage

Document Number	0000094680
Date	Mar 2, 2022
Instrument	2022-0094680

Lender

Name	COMERICA BANK
Type	Bank
Address	DENISON, TX 75021

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18093 BLUEGRASS RD # 95, 95, RAMONA, CA 92065-6910
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18093 BLUEGRASS RD, RAMONA, CA 92065-6910

Mortgage

Document Number	0000732497
Date	Nov 18, 2020
Instrument	2020-0732497

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18093 BLUEGRASS RD # 95, 95, RAMONA, CA 92065-6910
Document Number	0000418132
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18093 BLUEGRASS RD RAMONA CA 920656910, RAMONA, CA 92065-6910

Mortgage

Document Number	0000418132
Date	Sep 23, 2019
Instrument	418132

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18093 Bluegrass Rd, #95 was $16,691.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,532,917 (+2%) Land $424,916 Building $1,108,001
2025	$16,691.00	$1,502,861 Land $416,585 Building $1,086,276
2023	$12,152.00 (+3.41%)	$1,133,720 Land $385,703 Building $748,017
2022	$11,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18093 Bluegrass Rd, #95 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18093 Bluegrass Rd, #95 is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Verizon.

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