18092 River Rd, La Place, LA 70068 Property Records

St. Charles Parish property record for 18092 River Rd, La Place, LA 70068

Property Summary

Property Type	Single Family Home
Details	2,174 sqft · built 2003
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$338,500 (Aug 2019)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2022 Mortgage + 3 more
APN	`6-016 000 00004`

Property Details

APN / Parcel Number

Primary APN	`6-016 000 00004`

Interior

Building Area	2,174 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	18092 RIVER RD
City	LA PLACE
State	LA
Zip	70068-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 4, COUNTRY COTTAGE ESTATES, PHASE I
Legal Subdivision	COUNTRY COTTAGE ESTATES
Legal Phase	I
Legal Lot Number	4
Jurisdiction	ST CHARLES LA
Township / Civil Division	6
Census Block Group	1
Census Block	1036
Census Tract	60100

Owner

18092 River Rd is owned and occupied by an individual who bought it in August 2019.

Source: St. Charles Parish records, as of April 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18092 RIVER RD, MONTZ, LA 70068-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · FHA Mortgage HUD
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage US SMALL BUSINESS ADMN
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Mar 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage US SMALL BUSINESS ADMN
Aug 16, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Aug 5, 2008 · Amount on File
Deed Document Number	2019442939
Deed Book / Page	881 / 21
Prior Transfer Date	Oct 8, 2008
Prior Transfer Doc	0007200426
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	18092 RIVER RD, MONTZ, LA 70068-8905
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000494781
Date	Mar 13, 2026
Instrument	494781

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Sep 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	18092 RIVER RD, MONTZ, LA 70068-8905
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019950219
Date	Apr 22, 2022
Book Page	1995/219
Instrument	467737

Lender

Name	US SMALL BUSINESS ADMN
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	348 Months
Due	Dec 12, 2051

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	18092 RIVER RD, MONTZ, LA 70068-8905
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019680292
Date	Nov 12, 2021
Book Page	1968/292
Instrument	463234

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	18092 RIVER RD, MONTZ, LA 70068-8905
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019890322
Date	Mar 15, 2022
Book Page	1989/322
Instrument	466731

Lender

Name	US SMALL BUSINESS ADMN
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 12, 2051

Interest

Rate Type	Fixed Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES LA
Recording Date	Aug 16, 2019
Property Address	18092 RIVER RD, MONTZ, LA 70068-8905
Document Number	0008810021
Book / Page	000881 / 000021
Instrument Date	Aug 15, 2019
Instrument	442939
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	RIVERVIEW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18092 RIVER RD MONTZ LA 700688905, MONTZ, LA 70068-8905

Mortgage

Document Number	18210551
Date	Aug 16, 2019
Book Page	001821/000551
Instrument	442940

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18092 River Rd was $2,297 with a homeowner's exemption, down 1.5% from the year before.

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 (-1.54%) Homeowner's exemption	$30,280 (-) Land $8,090 Building $22,190	$302,800 (-) Land $80,900 Building $221,900
2024	$2,333.00 (-11.33%) Homeowner's exemption	$30,280 (-2.77%) Land $8,090 Building $22,190	$302,800 (-2.77%) Land $80,900 Building $221,900
2023	$2,631.00 (+90.65%) Homeowner's exemption	$31,142 (+61.01%) Land $7,530 Building $23,612	$311,420 (+61.01%) Land $75,300 Building $236,120
2022	$1,380.00 Homeowner's exemption	$19,342 Land $7,530 Building $11,812	$193,420 Land $75,300 Building $118,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 18092 River Rd; there have been 79 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 252 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	79 (1979–2024)
Claims Outside the SFHA	77 of 79
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 30 claims Hurricane Isaac, Aug 2012 · 17 claims Hurricane Katrina, Aug 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18092 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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