18092 N 1400th St, Effingham, IL 62401 Property Records

Effingham County property record for 18092 N 1400th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,449 sqft · built 1985
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2024)
Tax Bill	$1,992 (2022)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-27-033-034`

Property Details

APN / Parcel Number

Primary APN	`03-27-033-034`

Interior

Stories	1 Story
Building Area	1,449 sqft Base Area
Basement Area	936 sqft

Exterior

Year Built	Built 1985
Construction Type	Frame
Lot Area	65,340 sqft (1.5 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18092 N 1400TH ST
City	EFFINGHAM
State	IL
Zip	62401-6839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW COR S1/2 SW SW 706/169
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1040
Census Tract	950100

Owner

Source: Effingham County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	18092 N 1400TH ST, EFFINGHAM, IL 62401-6839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Deed Document Number	202424000596
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 26, 2024
Property Address	18092 N 1400TH ST, EFFINGHAM, IL 62401-6839
Document Number	202424000596
Instrument Date	Feb 23, 2024
Instrument	202424000596
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18092 N 1400TH ST, EFFINGHAM, IL 62401-6839

Mortgage

Document Number	202424000597
Date	Feb 26, 2024
Instrument	202424000597

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,992.00	$46,640 Land $2,890 Building $43,750	$139,920 Land $8,670 Building $131,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130