1809 Windy Ct, Westminster, MD 21157 Property Records

Carroll County property record for 1809 Windy Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,400 sqft · built 1988
Lot Size	2.65 acres (115,434 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Oct 2018)
Tax Bill	$6,345 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-047592`

Property Details

APN / Parcel Number

Primary APN	`07-047592`
Alternative APNs	`7047592` `047592`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Total Area
Basement Area	939 sqft
Finished Basement	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	115,434 sqft (2.65 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	92 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	047592
Street Address	1809 WINDY CT
City	WESTMINSTER
State	MD
Zip	21157-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 29A - 2.65 ACS 1809 WINDY CT 24-7 VILLAGE OF BACHMAN SC 3
Legal Subdivision	VILLAGE BACHMAN
Legal Lot Number	29A
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1002
Census Tract	507601

Owner

Source: Carroll County records · APN 07-047592

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1809 WINDY CT, WESTMINSTER, MD 21157-3324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 29, 2018	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Jul 24, 1987 · Amount on Record
Deed Book / Page	9152 / 348
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1809 WINDY CT, WESTMINSTER, MD 21157-3324
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099380047
Date	Nov 06, 2020
Book Page	9938/47

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1809 WINDY CT, WESTMINSTER, MD 21157-3324
Document Number	0093610001
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 WINDY CT WESTMINSTER MD 211573324, WESTMINSTER, MD 21157-3324

Mortgage

Document Number	0093610001
Date	Jul 31, 2019
Book Page	009361/000001

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 29, 2018
Property Address	1809 WINDY CT, WESTMINSTER, MD 21157-3324
Document Number	0091520348
Book / Page	9152 / 0348
Map Reference	MB24 FO7
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 WINDY CT, WESTMINSTER, MD 21157-3324

Mortgage

Document Number	0009152353
Date	Oct 29, 2018
Instrument	9152/353

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$636,600 (+55.04%) Land $146,500 Building $490,100	$636,600 (+55.04%) Land $146,500 Building $490,100
2025	$6,345.00 (+36.78%)
2023	$4,639.00	$410,600 Land $146,500 Building $264,100	$410,600 Land $146,500 Building $264,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 18 locations within half a mile of this property.

Nearby Properties on Windy Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures