1809 Vale Dr, Clermont, FL 34711 Property Records

Lake County property record for 1809 Vale Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,106 sqft · built 2000
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$252,500 (Nov 2017)
Tax Bill	$2,857 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1950-000-12600`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1950-000-12600`
Alternative APN	`3790122`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,106 sqft Living Area
1st Floor Area	1,327 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,750 sqft (0.223 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	120 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3790122
Street Address	1809 VALE DR
City	CLERMONT
State	FL
Zip	34711-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT SKYRIDGE VALLEY PHASE I SUB LOT 126 PB 42 PGS 63-65 ORB 5032 PG 1010
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	CLERMONT
Legal Phase	1
Legal Tract	1950
Legal Lot Number	126
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1008
Census Tract	31320

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1809 VALE DR, CLERMONT, FL 34711-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 29, 2017	Warranty Deed, Transfer · FHA Mortgage FIDELITY FUNDING MORTGAGE CORP
Nov 29, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Prior Sale	Jul 14, 2004 · Amount on Record
Deed Document Number	2017126359
Deed Book / Page	5032 / 1010
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1809 VALE DR, CLERMONT, FL 34711-5102
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 VALE DR, CLERMONT, FL 34711-5102

Mortgage

Document Number	0058901190
Date	Feb 4, 2022
Book Page	5890/1190
Instrument	2022016419

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1809 VALE DR, CLERMONT, FL 34711-5102
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049291247
Date	Apr 13, 2017
Book Page	4929/1247
Instrument	2017040158

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 29, 2017
Property Address	1809 VALE DR, CLERMONT, FL 34711-5102
Document Number	0050321010
Book / Page	5032 / 1010
Map Reference	MB 42 PG 63-65
Instrument Date	Nov 21, 2017
Instrument	2017126359
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3309 TURTLE LAKE DR SE, 3309, MARIETTA, GA 30067-5091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 VALE DR, CLERMONT, FL 34711-5102

Mortgage

Document Number	2017126360
Date	Nov 29, 2017
Instrument	2017126360

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 29, 2017
Property Address	1809 VALE DR, CLERMONT, FL 34711-5102
Document Number	0050321008
Book / Page	005032 / 001008
Instrument Date	Mar 17, 2017
Instrument	126358
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 TURTLE LAKE DR SE MARIETTA GA 300675091, MARIETTA, GA 30067-5091

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,490 (+5.98%) Land $100,000 Building $114,490	$423,133 (-3.31%) Land $100,000 Building $323,133
2024	$2,857.00 (+2.22%)
2023	$2,795.00 (+24.22%) Homeowner's exemption	$202,380 (+18.82%)	$437,598 (+38.7%) Land $70,000 Building $367,598
2022	$2,250.00 Homeowner's exemption	$170,320	$315,508 Land $45,000 Building $270,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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