Placer County property record for 1809 Spooner Lake Loop, Lincoln, CA 95648 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,647 sqft · built 2023 |
| Owner | Company Name on File |
| Last Sale | $991,000 (Mar 2024) |
| Tax Bill | $8,749 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-980-010-000 |
| Primary APN | 021-980-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,647 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1809 SPOONER LAKE LOOP |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-7775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 602 ESPLANADE AT TURKEY CREEK PH 5A,5B, 5C GG-51 |
| Legal Lot Number | 602 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 21304 |
Source: Placer County records · APN 021-980-010-000
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1809 SPOONER LAKE LOOP, LINCOLN, CA 95648-7775 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2024 · Amount on Record |
| Deed Sale | Mar 05, 2024 · Amount on Record |
| Deed Document Number | 202411545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 1809 SPOONER LAKE LOOP, LINCOLN, CA 95648-7775 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1809 SPOONER LAKE LOOP, LINCOLN, CA 95648-7775 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055409 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-0055409 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $538,913 Land $107,967 Building $430,946 | |
| 2025 | $8,749.00 |
Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060610213044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1986–1995) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 1995, rainfall accumulation, Severe Winter Storms, Flooding Landslides, Mud Flow |
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | About 1 in 380 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Radiate Holdings | Fiber | 1,500 / 1,500 |
| Zeta Broadband | Fixed Wireless (unlicensed) | 400 / 50 |
| Corridor Wireless | Fixed Wireless (unlicensed) | 100 / 100 |
| Succeed.Net | Fixed Wireless (unlicensed) | 100 / 50 |
| Cal.net | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Consolidated Communications, Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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