1809 S 12th St, Waco, TX 76706 Property Records

McLennan County property record for 1809 S 12th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1917
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Tax Bill	$6,619 (2025)
Deeds & Mortgages	Apr 2024 Sale Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-001600-037900-0`

Property Details

APN / Parcel Number

Primary APN	`48-001600-037900-0`
Alternative APN	`370332`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Flooring	Carpet

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	350 sqft
Storage Building	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1809 S 12TH ST
City	WACO
State	TX
Zip	76706-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAGBY LOT 22 BLOCK 18 ACRES .15
Legal Subdivision	BAGBY
Legal Block	18
Legal Lot Number	22
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3015
Census Tract	402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15765 PINEYCOVE CT, COLORADO SPRINGS, CO 80921-3712
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer
Mar 22, 2020	Loan Modification, Mortgage COMMUNITY BK/TX
Nov 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITYBANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024
Deed Sale	Apr 19, 2024
Prior Sale	Dec 9, 2014
Deed Document Number	202411677
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 19, 2024
Property Address	1809 S 12TH ST, WACO, TX 76706-3113
Document Number	0000011677
Map Reference	DOC 2014012867
Instrument Date	Apr 18, 2024
Instrument	2024011677
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15765 PINEYCOVE CT, COLORADO SPRINGS, CO 80921-3712

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1809 S 12TH ST, WACO, TX 76706-3113
Document Number	0000014145
Instrument Date	Mar 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1809 S 12TH ST WACO TX 767063113, WACO, TX 76706-3113

Mortgage

Document Number	0000014145
Date	May 4, 2020
Instrument	14145

Lender

Name	COMMUNITY BK/TX
Type	Bank
Address	HOUSTON, TX 77040

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 3, 2021

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 4, 2019
Property Address	1809 S 12TH ST, WACO, TX 76706-3113
Instrument Date	Oct 23, 2019
Instrument	36751
Transaction Type	Construction Loan
Record Updated	Nov 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13555 VERAMARION ST HOUSTON TX 770703814, HOUSTON, TX 77070-3814

Mortgage

Document Number	0000036751
Date	Nov 4, 2019
Instrument	36751

Lender

Name	COMMUNITYBANKS
Type	Bank
Address	BEAUMONT, TX 77706

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 3, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,956 (+0.19%) Land $109,641 Building $185,315	$294,956 (+0.19%) Land $109,641 Building $185,315
2025	$6,619.00 (+43.49%)	$294,410 (+46.93%) Land $99,640 Building $194,770	$294,410 (+46.93%) Land $99,640 Building $194,770
2024	$4,613.00 (+2.69%)
2023		$200,370 Land $99,640 Building $100,730	$200,370 Land $99,640 Building $100,730
2022	$4,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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