1809 Pacific St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1809 Pacific St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,145 sqft · built 1912
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$220,300 (Aug 2026)
Tax Bill	$793 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
APN	`06-5.0-16-003-003-113.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-003-003-113.000`

Interior

Building Area	1,145 sqft Base Area
1st Floor Area	1,145 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Location & Zoning

Street Address	1809 PACIFIC ST
City	SAINT JOSEPH
State	MO
Zip	64503-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:TAPEE LOT:14 BLK:1LGL DESC:& L15
Legal Subdivision	TAPEE
Legal Block	1
Legal Lot Number	14
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1035
Census Tract	3002

Owner

1809 Pacific St is owned by two individuals who bought it in August 2026.

Source: Buchanan County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3040 FLOYD AVE, SAINT JOSEPH, MO 64506-1137
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jun 9, 2025 · Amount on File
Deed Document Number	20267087
Deed Book / Page	3821 / 827
Prior Transfer Date	Aug 24, 2026
Prior Transfer Doc	0000007087
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 26, 2026
Property Address	1809 PACIFIC ST, SAINT JOSEPH, MO 64503-2856
Document Number	0000007087
Book / Page	3821 / 827
Instrument Date	Aug 24, 2026
Instrument	20267087
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 FLOYD AVE, SAINT JOSEPH, MO 64506-1137

Mortgage

Document Number	0000007088,
Date	Aug 26, 2026
Book Page	3821/828
Instrument	20267088

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1809 Pacific St was $793.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00	$11,040 Land $2,210 Building $8,830	$58,080 Land $11,630 Building $46,450
2024	$793.00 (+15.6%)
2023	$686.00 (-0.72%)	$10,420 (-) Land $2,210 Building $8,210	$54,840 Land $11,630 Building $43,210
2022	$691.00	$10,420 Land $2,210 Building $8,210
2021			$54,840 Land $11,630 Building $43,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1809 Pacific St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1809 Pacific St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20