1809 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1809 Middle Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,720 sqft · built 2002
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2020)
Tax Bill	$1,713 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0687.02-96-0143 0293675`

Property Details

APN / Parcel Number

Primary APN	`0687.02-96-0143 0293675`
Alternative APN	`0293675`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,720 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,473 sqft (0.469 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	186 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0293675
Street Address	1809 MIDDLE RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO220 WILLOW BLUFFS SUB PHIV BM2001-01609
Legal Township	12
Legal Subdivision	WILLOW BLUFFS SUB
Legal Phase	4
Legal Lot Number	220
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3000
Census Tract	53110

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1809 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage CONTOUR MTG
Dec 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Apr 10, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Prior Sale	Feb 28, 2006 · Amount on File
Deed Document Number	0001808725
Deed Book / Page	18087 / 25
Record Updated	Jun 7, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 22, 2020
Property Address	1809 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7897
Document Number	180870025
Book / Page	18087 / 25
Map Reference	MB 2001 PG 1608-1610
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8925 ARCHED WING WAY, 8925, WILLOW SPRING, NC 27592-9546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7897

Mortgage

Document Number	1808727
Date	Sep 22, 2020
Instrument	18087/27

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1809 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7897
Document Number	176202173
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	AMERICAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1809 MIDDLE RIDGE DR WILLOW SPRING NC 275927897, WILLOW SPRING, NC 27592-7897

Mortgage

Document Number	176202173
Date	Oct 22, 2019
Book Page	017620/002173

Lender

Name	CONTOUR MTG
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1809 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7897
Document Number	169922593
Book / Page	016992 / 002593
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1809 MIDDLE RIDGE DR WILLOW SPRING NC 275927897, WILLOW SPRING, NC 27592-7897

Mortgage

Document Number	169922593
Date	Dec 12, 2017
Book Page	016992/002593

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1809 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7897
Document Number	167510627
Book / Page	016751 / 000627
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1809 MIDDLE RIDGE DR WILLOW SPRING NC 275927897, WILLOW SPRING, NC 27592-7897

Mortgage

Document Number	167510627
Date	Apr 13, 2017
Book Page	016751/000627

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,713.00	$217,226 Land $35,000 Building $182,226	$217,226 Land $35,000 Building $182,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW BLUFFS V private · serves 114 people · EPA ID NC4092060
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

1809 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Middle Ridge Dr

Nearby Streets

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