1809 McNiff Pl, San Jose, CA 95124 Property Records

Santa Clara County property record for 1809 McNiff Pl, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,876 sqft · built 2004
Lot Size	0.134 acres (5,840 sqft)
Owner	2 Individual Names on File
Last Sale	$3,085,000 (Apr 2022)
Tax Bill	$40,762 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2020 Mortgage + 7 more
Flood Zone	Zone D (undetermined)
APN	`442-22-062`

Property Details

APN / Parcel Number

Primary APN	`442-22-062`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
1st Floor Area	1,501 sqft
2nd Floor Area	1,375 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,840 sqft (0.134 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1809 MCNIFF PL
City	SAN JOSE
State	CA
Zip	95124-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9503 LOT 6
Legal Subdivision	9503 MCNIFF PLACE
Legal Tract	9503
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1023
Census Tract	502902

Owner

1809 McNiff Pl is owned and occupied by two individuals who bought it in April 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 9, 2020	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Nov 9, 2020	Quit Claim Deed, Transfer OTHER
Jan 6, 2020	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 6, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 6, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 6, 2019	Intrafamily Transfer, Transfer · VA Mortgage CMG MORTGAGE INC
Aug 7, 2018	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 9, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on File
Deed Sale	Apr 15, 2022 · Amount on File
Prior Sale	Nov 9, 2020
Deed Document Number	202225283641
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0024694352
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 15, 2022
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0025283641
Map Reference	MB 766 PG 51-53
Instrument Date	Apr 5, 2022
Instrument	25283641
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Investor	Possibly a Property Investor

Mortgage

Document Number	0025283642
Date	Apr 15, 2022
Instrument	25283642

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 9, 2020
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0024694350
Map Reference	MB 766 PG 51-53
Instrument Date	Oct 19, 2020
Instrument	24694350
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730

Mortgage

Document Number	0024694351
Date	Nov 9, 2020
Instrument	24694351

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 9, 2020
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0024694352
Instrument Date	Oct 19, 2020
Instrument	24694352
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1809 MCNIFF PL SAN JOSE CA 951241730, SAN JOSE, CA 95124-1730

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 6, 2020
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0024374038
Map Reference	MB 766 PG 51-53
Instrument Date	Dec 27, 2019
Instrument	24374038
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730

Mortgage

Document Number	0024374039
Date	Jan 6, 2020
Instrument	24374039

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 6, 2020
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0024374040
Instrument Date	Dec 27, 2019
Instrument	24374040
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1809 MCNIFF PL SAN JOSE CA 951241730, SAN JOSE, CA 95124-1730

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 6, 2019
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0024172174
Instrument Date	Apr 26, 2019
Instrument	24172174
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1809 MCNIFF PL SAN JOSE CA 951241730, SAN JOSE, CA 95124-1730

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 6, 2019
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0024172170
Map Reference	MB 766 PG 51-53
Instrument Date	Apr 26, 2019
Instrument	24172170
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730

Mortgage

Document Number	0024172171
Date	May 6, 2019
Instrument	24172171

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 7, 2018
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0023997856
Map Reference	MB766 PG51-53
Instrument Date	Jul 26, 2018
Instrument	23997856
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730

Mortgage

Document Number	0023997857
Date	Aug 7, 2018
Instrument	23997857

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 9, 2018
Property Address	1809 MCNIFF PL, SAN JOSE, CA 95124-1730
Document Number	0024000501
Instrument Date	Jul 13, 2018
Instrument	24000501
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1809 MCNIFF PL SAN JOSE CA 951241730, SAN JOSE, CA 95124-1730

Tax Assessment & Valuation

The 2025 property tax bill for 1809 McNiff Pl was $40,762 with a homeowner's exemption, up 1.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Cambrian Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,339,299 (+2%) Land $2,838,351 Building $500,948
2025	$40,762.00 (+1.85%) Homeowner's exemption	$3,273,824 Land $2,782,698 Building $491,126
2024	$40,023.00 (+0.1%)
2023	$39,982.00 (+57.63%)	$3,146,700 Land $2,674,644 Building $472,056
2022	$25,365.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1809 McNiff Pl in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1809 McNiff Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Ridge Wireless.

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