Contra Costa County property record for 1809 Las Ramblas Dr, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,813 sqft · built 1974 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $872,000 (May 2021) |
| Tax Bill | $11,093 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-130-004-5 |
| Primary APN | 118-130-004-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,813 sqft Living Area |
| 1st Floor Area | 1,813 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1809 LAS RAMBLAS DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-2451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | T04338 L0092 B |
| Legal Subdivision | KIRKWOOD UNIT #1 |
| Legal Tract | 04338 |
| Legal Lot Number | 92 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 355307 |
1809 Las Ramblas Dr is owner-occupied and held in a trust since May 2021.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| May 11, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 11, 2021 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jul 6, 2017 | Intrafamily Transfer, Transfer · ARM COMMERCE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on File |
| Deed Sale | May 11, 2021 · Amount on File |
| Deed Document Number | 2021139951 |
| Prior Transfer Date | May 5, 2006 |
| Prior Transfer Doc | 0000149962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000147281 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 2019-147281 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000078867 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-078867 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Document Number | 0000226886 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020-226886 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 11, 2021 |
| Property Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Document Number | 0000139951 |
| Map Reference | MB 151 PG 29-36 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021-139951 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Document Number | 0000139953 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-139953 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 11, 2021 |
| Property Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Document Number | 0000139952 |
| Map Reference | MB 151 PG 29-36 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021-139952 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 6, 2017 |
| Property Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Document Number | 0000120950 |
| Map Reference | MB151 PG29-36 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2017-120950 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 LAS RAMBLAS DR, CONCORD, CA 94521-2451 |
| Document Number | 0000120951 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 2017-120951 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
The 2025 property tax bill for 1809 Las Ramblas Dr was $11,093.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $910,000 (-) Land $490,483 Building $419,517 | |
| 2025 | $11,093.00 | $910,000 Land $490,482 Building $419,518 |
| 2023 | $10,480.00 (-3.51%) | $861,000 Land $464,000 Building $397,000 |
| 2022 | $10,861.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1809 Las Ramblas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1809 Las Ramblas Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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