Cook County property record for 1809 Kenneth Cir, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 1,070 sqft · built 1986 |
| Lot Size | 0.018 acres (792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Dec 2017) |
| Tax Bill | $2,356 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-402-238 |
| Primary APN | 06-07-402-238 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,070 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 792 sqft (0.018 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1809 KENNETH CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4360 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (KENNINGTON) SQUARE (FOURTH) ADDITION BNG A SUB OF PT OF THE SE SE SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | KENNINGTON SQUARE FOURTH |
| Legal Block | 1800 |
| Legal Lot Number | 1809 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1809 KENNETH CIR, ELGIN, IL 60120-4360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Dec 8, 2017 | Warranty Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2017 · Amount on File |
| Deed Sale | Dec 8, 2017 · Amount on File |
| Prior Sale | Jun 6, 2014 · Amount on File |
| Deed Document Number | 201712059 |
| Prior Transfer Date | May 26, 2005 |
| Prior Transfer Doc | 0000011303 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1809 KENNETH CIR, ELGIN, IL 60120-4360 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007417157 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2107417157 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 8, 2017 |
| Property Address | 1809 KENNETH CIR, ELGIN, IL 60120-4360 |
| Document Number | 1734212059 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 34212059 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 LAWRENCE AVE #105 ROSELLE IL 601721545, 105, ROSELLE, IL 60172-1545 |
| Document Number | 1734212060 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 34212060 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Number | 1734212061, |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 34212061 |
| Name | COMMUNITY DEV CORP |
|---|---|
| Type | Construction/Development Company |
| Address | CHICAGO, IL 60601 |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,000 (+30.43%) Land $554 Building $14,446 | $150,000 (+30.43%) Land $5,540 Building $144,460 | |
| 2023 | $2,356.00 (+4.25%) | ||
| 2022 | $2,260.00 Homeowner's exemption | $11,500 Land $1,500 Building $10,000 | $115,000 Land $15,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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