1809 Jerome Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1809 Jerome Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,596 sqft · built 1900
Lot Size0.109 acres (4,760 sqft)
OwnerIndividual Name on Record
Last Sale$53,500 (Apr 2016)
Tax Bill$3,795 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.61-1-39

Property Details

APN / Parcel Number

Primary APN421500 49.61-1-39
Alternative APN
  • 150004906100010390000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,596 sqft Living Area
1st Floor Area945 sqft
2nd Floor Area651 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,760 sqft (0.109 acres)
Lot Dimensions136 ft deep x 35 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1809 JEROME AVE
CitySCHENECTADY
StateNY
Zip12306-4805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description1X WOOD AND GARAGE
Legal SubdivisionLOTS IN BELLEVUE
Legal Block1
Legal Lot Number39.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1002
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1809 JEROME AVE, SCHENECTADY, NY 12306-4805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2016 · Amount on Record
Deed SaleApr 26, 2016 · Amount on Record
Prior SaleNov 20, 2012 · Amount on Record
Deed Document Number201617866
Deed Book / Page1936 / 108
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1809 JEROME AVE, SCHENECTADY, NY 12306-4805
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2901 CAROLINE AVE, SCHENECTADY, NY 12306-1605

Mortgage

Document Number0000048393
DateSep 30, 2021
Book Page5151/1
Instrument202148393
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,795.00 (+6.6%)$67,100 (-) Land $17,200 Building $49,900$111,111 (+30.82%) Land $28,482 Building $82,629
2023$67,100 (-) Land $17,200 Building $49,900$84,937 (+3.8%) Land $21,772 Building $63,165
2022$67,100 Land $17,200 Building $49,900$81,829 Land $20,976 Building $60,853
2021$3,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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