Polk County property record for 1809 James Towne Ln, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 2016 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,940 (Feb 2016) |
| Tax Bill | $1,886 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-32-363427-001130 |
| Primary APN | 25-29-32-363427-001130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,811 sqft Living Area |
| Gross Area | 2,211 sqft |
| 1st Floor Area | 1,811 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,374 sqft (0.215 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 220 sqft |
| Street Address | 1809 JAMES TOWNE LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES TOWN PLACE PHASE TWO PB 156 PGS 24 & 25 LOT 113 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | JAMES TOWN PLACE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 363427 |
| Legal Block | 1 |
| Legal Lot Number | 113 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 14803 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1809 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2016 · Amount on Record |
| Deed Sale | Feb 22, 2016 · Amount on Record |
| Prior Sale | Nov 10, 2015 · Amount on Record |
| Deed Document Number | 201630392 |
| Deed Book / Page | 9750 / 559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1809 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1809 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Document Number | 0000004924 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 12543/2221 |
| Instrument | 2023004924 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,094 (+2.7%) | $257,785 (-1.43%) Land $42,000 Building $215,785 | |
| 2025 | $1,886.00 (-16.4%) Homeowner's exemption | $186,070 (+5.99%) | $261,529 (-9.3%) Land $42,000 Building $219,529 |
| 2023 | $2,256.00 (+3.39%) Homeowner's exemption | $175,559 (+3%) | $288,360 (+17.13%) Land $40,000 Building $248,360 |
| 2022 | $2,182.00 Homeowner's exemption | $170,446 | $246,186 Land $33,000 Building $213,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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