1809 Howe St, Racine, WI 53403 Property Records

Racine County property record for 1809 Howe St, Racine, WI 53403

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1910
Lot Size	0.102 acres (4,443 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Aug 2025)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276 000017600000`

Property Details

APN / Parcel Number

Primary APN	`276 000017600000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,668 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1809 HOWE ST
City	RACINE
State	WI
Zip	53403-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 32 RACINE LAND + IMPROVEMENT CO S ADD LOT 3
Legal Subdivision	IMPROVEMENT CO'S
Legal Block	32
Legal Lot Number	3
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	2
Census Block	2010
Census Tract	2900

Owner

1809 Howe St is owned by a company that bought it in August 2025.

Source: Racine County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	28 FOXTAIL RD, HAWTHORN WOODS, IL 60047-8007
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Sep 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC SERIES 109687
Aug 8, 2025	Warranty Deed, Transfer ENTRUST TITLE GROUP INC, ENTRUST TITLE GROUP
Jul 9, 2025	Warranty Deed, Transfer NINA FERRARO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025 · Amount on File
Deed Sale	Aug 8, 2025 · Amount on File
Prior Sale	Jul 9, 2025 · Amount on File
Deed Document Number	20252707091
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Recording Date	May 6, 2026
Property Address	1809 HOWE ST, RACINE, WI 53403-2611
Document Number	0002727206
Instrument Date	Apr 29, 2026
Instrument	20262727206
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAKE MICHIGAN REAL ESTATE TI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	28 FOXTAIL RD, HAWTHORN WOODS, IL 60047-8007

Mortgage

Document Number	0002727206,
Date	May 6, 2026
Instrument	20262727206

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1809 HOWE ST, RACINE, WI 53403-2611
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	LAKE MORTON RE TTL & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FOXTAIL RD, HAWTHORN WOODS, IL 60047-8007

Mortgage

Document Number	0002711029
Date	Sep 30, 2025
Instrument	2711029

Lender

Name	LOAN FUNDER LLC SERIES 109687
Type	Non-Lending Institution
Address	KENOSHA, WI 53140

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 3, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Aug 8, 2025
Property Address	1809 HOWE ST, RACINE, WI 53403-2611
Document Number	0002707091
Instrument Date	Aug 7, 2025
Instrument	2707091
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ENTRUST TITLE GROUP INC, ENTRUST TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FOXTAIL RD, HAWTHORN WOODS, IL 60047-8007

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jul 9, 2025
Property Address	1809 HOWE ST, RACINE, WI 53403-2611
Document Number	0002704870
Instrument Date	Jul 3, 2025
Instrument	2704870
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ENTRUST TITLE GROUP INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002704871
Date	Jul 9, 2025
Instrument	2704871

Lender

Name	NINA FERRARO
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1809 Howe St was $2,544.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00	$98,500 Land $9,400 Building $89,100	$105,173 Land $10,037 Building $95,136
2023	$3,750.00 (+43.84%)	$83,000 (+10.67%) Land $9,400 Building $73,600	$91,921 (+10.67%) Land $10,410 Building $81,511
2022	$2,607.00	$75,000 Land $9,400 Building $65,600	$83,061 Land $10,410 Building $72,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1809 Howe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1809 Howe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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