1809 Gardner Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 1809 Gardner Dr, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,626 sqft · built 1965
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on File
Tax Bill$1,290 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN014-331-051-00

Property Details

APN / Parcel Number

Primary APN014-331-051-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,626 sqft Living Area
1st Floor Area1,074 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area308 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1809 GARDNER DR
CityLAPEER
StateMI
Zip48446-7721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description14 52 605 000 00 T8N R10E MAYFIELD GARDENS #1 LOT 51.
Legal SubdivisionMAYFIELD GARDENS 1
Legal Lot Number51
JurisdictionLAPEER MI
Township / Civil DivisionMAYFIELD
Census Block Group2
Census Block2010
Census Tract334000

Owner

1809 Gardner Dr is owned and occupied by an individual who acquired it in April 2024.

Source: Lapeer County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1809 GARDNER DR, LAPEER, MI 48446-7721
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 22, 2024
Transfer Doc0033990175
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1809 GARDNER DR, LAPEER, MI 48446-7721
Document Number0029170630
Book / Page002917 / 000630
Instrument DateAug 24, 2017
Transaction TypeMortgage
Record UpdatedOct 23, 2017
Title CompanyCISLO TITLE, CISIO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1809 GARDNER DR LAPEER MI 484467721, LAPEER, MI 48446-7721

Mortgage

Document Number0029170630
DateSep 14, 2017
Book Page002917/000630
Lender
NameFLINT AREA SCH EMPS CU
TypeCredit Union
AddressFLINT, MI 48532
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 13, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1809 Gardner Dr was $1,290 with a homeowner's exemption, up 4.1% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMayfield Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,700 (-3%)$187,400 (-3%)
2025$1,290.00 (+4.12%) Homeowner's exemption$96,600$193,200
2024$1,239.00
2023$84,300$168,600
2022$1,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1809 Gardner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1809 Gardner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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