1809 Fairway Ln, Frederick, MD 21702 Property Records

Frederick County property record for 1809 Fairway Ln, Frederick, MD 21702

Property Summary

Property Type	Exempt (Full or Partial)
Details	4.5 ba · 4,616 sqft · built 2020
Lot Size	0.154 acres (6,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Jun 2025)
Tax Bill	$10,531 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`02-593691`

Property Details

APN / Parcel Number

Primary APN	`02-593691`
Alternative APN	`593691`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,616 sqft Gross Area
1st Floor Area	1,600 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,717 sqft (0.154 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	593691
Street Address	1809 FAIRWAY LN
City	FREDERICK
State	MD
Zip	21702-2143
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 662 PHASE 5A PAL 6,717 SQ FT TUSCARORA CREEK PND
Legal Subdivision	TUSCARORA CREEK
Legal Phase	5A
Legal Lot Number	662
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2038
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2025	Intrafamily Transfer, Transfer CLA TITLE AND ESCROW, CLA TITLE & ESCROW
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2019	Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC
Apr 2, 2019	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK
Jan 2, 2019	Grant Deed, Transfer VILLAGE SETTLEMENTS INC
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED BK/IL
Jan 25, 2017	Grant Deed, Transfer KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Book / Page	17384 / 444
Prior Transfer Date	Nov 29, 2024
Prior Transfer Doc	0171500306
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 3, 2026
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Document Number	1798000388
Book / Page	17985 / 388
Instrument Date	Jun 13, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143

Mortgage

Document Number	1798000388,
Date	Aug 3, 2026
Book Page	17985/388

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 24, 2025
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Document Number	0176160231
Book / Page	17616 / 231
Map Reference	MB 97 PL 179
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143

Mortgage

Document Number	0152930213
Date	Sep 17, 2021
Book Page	15293/213

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143

Mortgage

Document Number	0145810171
Date	Feb 23, 2021
Book Page	14581/171

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

December 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 30, 2019
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Document Number	0134280116
Book / Page	13428 / 0116
Map Reference	MB 97 PL 179
Instrument Date	Dec 19, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,371.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143

Mortgage

Document Number	0134280121
Date	Dec 30, 2019
Instrument	13428/0121

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Recording Date	Apr 2, 2019
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Document Number	0129000095
Book / Page	012900 / 000095
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

Mortgage

Document Number	129000095
Date	Apr 2, 2019
Book Page	012900/000095

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 2, 2019
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Document Number	0127780257
Book / Page	012778 / 000257
Instrument Date	Dec 17, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$616.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Document Number	0123420094
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735

Mortgage

Document Number	0123420094
Date	Mar 30, 2018
Book Page	012342/000094

Lender

Name	UNITED BK/IL
Type	Bank
Address	MARTINSBURG, WV 25401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 25, 2017
Property Address	1809 FAIRWAY LN, FREDERICK, MD 21702-2143
Document Number	0116350122
Book / Page	011635 / 000122
Instrument Date	Dec 22, 2016
Transaction Type	Transfer
Record Updated	Nov 4, 2017
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$4,952.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,700 (+6.75%)	$687,900 (+20.24%) Land $110,200 Building $577,700
2025	$10,531.00 (+7.73%)	$572,100 (+17.97%) Land $100,100 Building $472,000	$572,100 (-) Land $100,100 Building $472,000
2024	$9,775.00 (+11%)
2023	$8,806.00	$484,967	$572,100 Land $100,100 Building $472,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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