1809 Ella St, Jefferson City, MO 65109 Property Records

Cole County property record for 1809 Ella St, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,507 sqft · built 1920
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$111,300 (Apr 2017)
Tax Bill	$1,083 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-01-0003-008-024`

Property Details

APN / Parcel Number

Primary APN	`10-01-01-0003-008-024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1809 ELLA ST
City	JEFFERSON CITY
State	MO
Zip	65109-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	JORDANS RE-SUBD LOT 32
Legal Range	12W
Legal Township	44N
Legal Section	01
Legal Subdivision	JORDANS RE-SUBD
Legal Lot Number	32
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2012
Census Tract	10902

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1809 ELLA ST, JEFFERSON CITY, MO 65109-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Jan 6, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Apr 18, 2017	Deed of Trust, Mortgage GERSHMAN MORTGAGE
Apr 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20173529
Deed Book / Page	675 / 706
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1809 ELLA ST, JEFFERSON CITY, MO 65109-1230
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000750/736
Date	Jun 21, 2023
Book Page	750/736
Instrument	202304589

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Dec 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1809 ELLA ST, JEFFERSON CITY, MO 65109-1230
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000735/109
Date	Jan 6, 2022
Book Page	735/109
Instrument	202200212

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1809 ELLA ST, JEFFERSON CITY, MO 65109-1230
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000675/0000000707
Date	Apr 18, 2017
Book Page	0000000675/0000000707
Instrument	201703530

Lender

Name	GERSHMAN MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	345 Months
Due	Jan 1, 2046

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Apr 18, 2017
Property Address	1809 ELLA ST, JEFFERSON CITY, MO 65109-1230
Document Number	675/706
Book / Page	675 / 706
Instrument Date	Apr 14, 2017
Instrument	201703529
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 ELLA ST, JEFFERSON CITY, MO 65109-1230

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,130 (-) Land $1,330 Building $16,800
2025	$1,083.00 (+16.45%)	$18,130 (+16.52%) Land $1,330 Building $16,800	$95,400 (+16.48%) Land $7,000 Building $88,400
2023		$15,560 Building $15,560	$81,900 Land $7,000 Building $74,900
2022	$930.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Socket Telecom, Wisper ISP.

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