1809 E 56th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1809 E 56th Ave, Stillwater, OK 74074

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,904 sqft · built 1998
Lot Size	5.69 acres (247,856 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2025)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18N02E-12-1-00000-000-0001`

Property Details

APN / Parcel Number

Primary APN	`18N02E-12-1-00000-000-0001`
Alternative APNs	`600011052` `11052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	247,856 sqft (5.69 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	311 sqft
Deck Area	288 sqft
Patio Area	376 sqft
Shed	1 Shed
Shed Area	64 sqft
Canopy	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11052
Street Address	1809 E 56TH AVE
City	STILLWATER
State	OK
Zip	74074-7232
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	12-18N-02E A-1 (5.69ACM/L) BEG NW/C NE/4 NE/4; S-989.10' E-325.8' N-587.1' W-185' N-400' W-140' POB
Legal Range	02E
Legal Township	18N
Legal Section	12
Legal Subdivision	18N-02E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2005
Census Tract	11103

Owner

1809 E 56th Ave, a mobile home, is owned by an individual who bought it in December 2025.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1813 E 56TH AVE, STILLWATER, OK 74074-7232
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage VISIONBANK OF IA
Oct 23, 2023	Warranty Deed, Transfer ORION TITLE INSURANCE AGENCY, IRON TITLE INSURANCE AGENCY
Nov 17, 2017	Warranty Deed, Transfer · ARM EXCHANGE BANK & TRUST CO
Aug 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Oct 23, 2023 · Amount on File
Deed Document Number	202513512
Deed Book / Page	2904 / 754
Prior Transfer Date	Aug 1, 2016
Prior Transfer Doc	0023550898
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Aug 5, 2026
Property Address	1809 E 56TH AVE, STILLWATER, OK 74074-7232
Document Number	0000008947
Book / Page	2959 / 451
Instrument Date	Jul 24, 2026
Instrument	20268947
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000008947,
Date	Aug 5, 2026
Book Page	2959/451
Instrument	20268947

Lender

Name	VISIONBANK OF IA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 23, 2023
Property Address	1809 E 56TH AVE, STILLWATER, OK 74074-7232
Document Number	0027720579
Book / Page	2772 / 579
Instrument Date	Oct 20, 2023
Instrument	I-2023-010448
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ORION TITLE INSURANCE AGENCY, IRON TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Tax	$221.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1809 E 56TH AVE, STILLWATER, OK 74074-7232

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Nov 17, 2017
Property Address	1809 E 56TH AVE, STILLWATER, OK 74074-7232
Document Number	0024250401
Book / Page	2425 / 0401
Instrument Date	Nov 13, 2017
Instrument	2017-014033
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 E 56TH AVE, STILLWATER, OK 74074-7232

Mortgage

Document Number	0024250403
Date	Nov 17, 2017
Book Page	2425/0403
Instrument	2017-014034

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	3
Max Rate	11.7%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 23, 2017
Property Address	1809 E 56TH AVE, STILLWATER, OK 74074-7232
Document Number	0024110240
Book / Page	002411 / 000240
Instrument Date	Aug 21, 2017
Instrument	10215
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1809 E 56TH AVE STILLWATER OK 740747232, STILLWATER, OK 74074-7232

Tax Assessment & Valuation

The 2025 property tax bill for 1809 E 56th Ave was $1,788, up 5.1% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Perkins-Tryon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,734 (+10.25%) Land $10,629 Building $9,105	$173,114 Land $93,239 Building $79,875
2025	$1,788.00 (+5.05%)	$17,900 (-) Land $7,397 Building $10,503
2024	$1,702.00 (+31.84%)	$17,900 (+30.71%) Land $7,397 Building $10,503	$157,020 (+6.94%) Land $64,890 Building $92,130
2023	$1,291.00 (+2.7%)	$13,694 (+5%) Land $6,052 Building $7,642	$146,830 (+3.99%) Land $64,890 Building $81,940
2022	$1,257.00	$13,042 Land $5,993 Building $7,049	$141,200 Land $64,890 Building $76,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1809 E 56th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1809 E 56th Ave is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 47% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #3 serves 1,400 people · EPA ID OK2006011
Water Source	Purchased surface water from STILLWATER UTILITIES AUTHORITY
Last State Inspection	Dec 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

May also be available: Optimum, T-Mobile, Verizon.

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