Polk County property record for 1809 E 31st St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 974 sqft · built 1954 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2026) |
| Tax Bill | $2,516 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/02685-000-000 |
| Primary APN | 060/02685-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 974 sqft Living Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 974 sqft |
| Basement Area | 974 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 184 ft deep x 50 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 228 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1809 E 31ST ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-8664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 ELIHU PLACE |
| Legal Subdivision | ELIHU PLACE |
| Legal Lot Number | 9 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1900 |
1809 E 31st St is owned and occupied by an individual who bought it in August 2026.
Source: Polk County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1809 E 31ST ST, DES MOINES, IA 50317-8664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Mar 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage RACCOON VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2026 · Amount on File |
| Deed Sale | Aug 26, 2026 · Amount on File |
| Prior Sale | Mar 2, 2026 · Amount on File |
| Deed Document Number | 202652843 |
| Deed Book / Page | 20636 / 968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 26, 2026 |
| Property Address | 1809 E 31ST ST, DES MOINES, IA 50317-8664 |
| Document Number | 0000052843 |
| Book / Page | 20636 / 968 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202652843 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,239.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 E 31ST ST, DES MOINES, IA 50317-8664 |
| Document Number | 0000052844, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 202652844 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0000052845, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 20636/984 |
| Instrument | 202652845 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1809 E 31ST ST, DES MOINES, IA 50317-8664 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010884 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 20433/630 |
| Instrument | 2026-00010884 |
| Name | RACCOON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 800, GRIMES, IA 50111 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1809 E 31st St was $2,516, down 2.8% from the year before.
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,516.00 (-2.78%) | $180,900 Land $36,700 Building $144,200 | $180,900 Land $36,700 Building $144,200 |
| 2024 | $2,588.00 | ||
| 2023 | $157,700 Land $31,600 Building $126,100 | $157,700 Land $31,600 Building $126,100 | |
| 2020 | $2,900.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1809 E 31st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1809 E 31st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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