1809 E 28th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1809 E 28th St, Chattanooga, TN 37407

Property Summary

Property Type	Mobile Home
Details	4 ba · 1,080 sqft · built 2002
Lot Size	0.154 acres (6,750 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Nov 2020)
Tax Bill	$439 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`156I J 021`

Property Details

APN / Parcel Number

Primary APN	`156I J 021`
Alternative APN	`0000092566`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000092566
Street Address	1809 E 28TH ST
City	CHATTANOOGA
State	TN
Zip	37407-1046
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	LOT 227 FOUST LAND CO ADDN PB 6 PG 35
Legal Subdivision	FOUST LAND CO ADDN
Legal Lot Number	227
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2031
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1809 E 28TH ST, CHATTANOOGA, TN 37407-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 17, 2020	Warranty Deed, Transfer CHATTANOOGA TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	2020111700066
Deed Book / Page	12235 / 151
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1809 E 28TH ST, CHATTANOOGA, TN 37407-1046
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 E 28TH ST, CHATTANOOGA, TN 37407-1046

Mortgage

Document Number	0000000223
Date	Oct 23, 2023
Book Page	13430/178
Instrument	2023102300223

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 17, 2020
Property Address	1809 E 28TH ST, CHATTANOOGA, TN 37407-1046
Document Number	1117000066
Book / Page	012235 / 000151
Instrument Date	Nov 12, 2020
Instrument	201117000066
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	CHATTANOOGA TITLE

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1809 E 28TH ST CHATTANOOGA TN 374071046, CHATTANOOGA, TN 37407-1046

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$439.00 (+31.04%)	$29,025 (+93.82%)	$116,100 (+93.82%) Land $30,000 Building $86,100
2024	$335.00	$14,975 (-)	$59,900 (-) Land $10,000 Building $49,900
2023	$335.00	$14,975 (-)	$59,900 (-) Land $10,000 Building $49,900
2022	$335.00	$14,975	$59,900 Land $10,000 Building $49,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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