1809 Covington Dr, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 1809 Covington Dr, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,094 sqft · built 1960
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (May 2026)
Tax Bill	$16,184 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-31-304-037`

Property Details

APN / Parcel Number

Primary APN	`09-09-31-304-037`
Alternative APN	`0931304037`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,094 sqft Living Area
Basement Area	1,814 sqft
Unfinished Basement	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	130 ft deep x 91 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1809 COVINGTON DR
City	ANN ARBOR
State	MI
Zip	48103-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 313 ALSO PRT LOT 314 BEG SE COR TH N 32 DEG 26 MIN 34 SEC E 136.05 FT TH N 40 DEG 43 MIN 44 SEC W 13.66 FT TH S 35 DEG 47
Legal Range	6E
Legal Township	2S
Legal Section	31
Legal Subdivision	SEC TO POB VERNON DOWNS SUB
Legal Block	304
Legal Lot Number	313-314
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	2
Census Block	2010
Census Tract	404300

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9504 WEST AVE, BLUE ASH, OH 45242-6124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer CAPITAL TITLE
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 7, 2020	Deed of Trust, Mortgage LAKE MI CU
Jun 25, 2020	Warranty Deed, Transfer STATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	20266796066
Deed Book / Page	5629 / 72
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	May 14, 2026
Property Address	1809 COVINGTON DR, ANN ARBOR, MI 48103-5615
Document Number	0006796066
Book / Page	5629 / 72
Instrument Date	May 11, 2026
Instrument	2026.6796066
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Tax	$719,625.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9504 WEST AVE, BLUE ASH, OH 45242-6124

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1809 COVINGTON DR, ANN ARBOR, MI 48103-5615
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 COVINGTON DR, ANN ARBOR, MI 48103-5615

Mortgage

Document Number	0006781554
Date	Jan 6, 2026
Book Page	5614/545
Instrument	6781554

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1809 COVINGTON DR, ANN ARBOR, MI 48103-5615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006502490
Date	Jan 2, 2020
Book Page	5335/681
Instrument	6502490

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1809 COVINGTON DR, ANN ARBOR, MI 48103-5615
Document Number	0006523340
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 ECHO RIDGE RD SW ROCHESTER MN 559022878, ROCHESTER, MN 55902-2878

Mortgage

Document Number	0006523340
Date	May 28, 2020
Book Page	005356/000549
Instrument	6523340

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jun 25, 2020
Property Address	1809 COVINGTON DR, ANN ARBOR, MI 48103-5615
Document Number	0006527858
Book / Page	005361 / 000072
Instrument Date	May 4, 2020
Instrument	6527858
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	STATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$583.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1569 ECHO RIDGE RD SW ROCHESTER MN 559022873, ROCHESTER, MN 55902-2873

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,200 (+3.52%)	$734,400 (+3.52%)
2025	$16,184.00 Homeowner's exemption	$354,700	$709,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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