1809 Clay St, Chillicothe, MO 64601 Property Records

Livingston County property record for 1809 Clay St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,085 sqft · built 1954
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,600 (Nov 2005)
Tax Bill	$838 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-35-3-09-11.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-35-3-09-11.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,085 sqft Living Area
Basement Area	1,085 sqft
Finished Basement	1,085 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	150 ft deep x 57 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1809 CLAY ST
City	CHILLICOTHE
State	MO
Zip	64601-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 58 RANGE 24 LEGAL BEG AT THE SW COR OF LOT 22 E 57 N 150 W 57 S 150 WESTO N HEIGHTS ADDITION
Legal Range	24
Legal Township	58
Legal Section	35
Legal Subdivision	WESTO N HEIGHTS ADD
Legal Lot Number	22
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	1
Census Block	1011
Census Tract	480400

Owner

Source: Livingston County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1809 CLAY ST, CHILLICOTHE, MO 64601-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 10, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2005 · Amount on Record
Deed Sale	Nov 8, 2005 · Amount on Record
Deed Document Number	20057254
Deed Book / Page	569 / 608
Last Transfer Date	Aug 31, 2023
Transfer Doc	0000001505
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Recording Date	Apr 28, 2026
Property Address	1809 CLAY ST, CHILLICOTHE, MO 64601-1925
Document Number	000773/287
Book / Page	773 / 287
Instrument Date	Apr 20, 2026
Instrument	2026690
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 CLAY ST, CHILLICOTHE, MO 64601-1925

Mortgage

Document Number	0000000690,
Date	Apr 28, 2026
Book Page	773/287
Instrument	2026690

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	1809 CLAY ST, CHILLICOTHE, MO 64601-1925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	678/925
Date	Feb 10, 2017
Book Page	678/925
Instrument	20170206

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$838.00 (+0.84%)	$11,800 (+3.06%) Land $1,300 Building $10,500	$62,080 (+3.04%) Land $6,840 Building $55,240
2024	$831.00	$11,450 (-) Land $1,300 Building $10,150
2023		$11,450 Land $1,300 Building $10,150	$60,250 Land $6,840 Building $53,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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