1809 Clary Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 1809 Clary Dr, Shelby, NC 28152

Property Summary

Property Type	Residential Vacant Land
Details	1,237 sqft · built 1976
Lot Size	42.8 acres (1,864,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jun 2026)
Tax Bill	$1,226 (2026)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1391201`

Property Details

APN / Parcel Number

Primary APN	`1391201`
Alternative APNs	`1355326` `66371` `6114`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,237 sqft Finished Area
Basement Area	1,237 sqft
Unfinished Basement	1,237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Lot Area	1,864,804 sqft (42.8 acres)
Garage Type	Mixed
Garage Area	1,440 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	200 sqft
Canopy	64 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1391201
Street Address	1809 CLARY DR
City	SHELBY
State	NC
Zip	28152-0734
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R15
Legal Description	42.81AC OFFRD1141LIFE EST
Legal Subdivision	MOUNT SINA
Legal Block	2
Legal Lot Number	8
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3014
Census Tract	951601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1653 RIVER HILL DR, SHELBY, NC 28152-0603
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Construction Loan · Construction Mortgage AGSOUTH FARM CREDIT
Mar 21, 2023	Warranty Deed, Transfer · VA Mortgage MID-CONTINENT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	2026200129604
Deed Book / Page	1976 / 1980
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0200117993
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 12, 2026
Property Address	1809 CLARY DR, SHELBY, NC 28152-0734
Document Number	0200129604
Book / Page	1976 / 1980
Instrument Date	Jun 12, 2026
Instrument	2026200129604
Transaction Type	Construction Loan
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 RIVER HILL DR, SHELBY, NC 28152-0603

Mortgage

Document Number	0200129605,
Date	Jun 12, 2026
Instrument	2026200129605

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 21, 2023
Property Address	1809 CLARY DR, SHELBY, NC 28152-0734
Document Number	0018942025
Book / Page	1894 / 2025
Map Reference	MB 47 PG 45
Instrument Date	Mar 21, 2023
Instrument	200085210
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1438 MAPLE SPRINGS CH RD, SHELBY, NC 28152-8154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 CLARY DR, SHELBY, NC 28152-0734

Mortgage

Document Number	0018942028
Date	Mar 21, 2023
Instrument	1894/2028

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,226.00 (-0.49%)	$194,022 (-) Land $194,022	$194,022 (-) Land $194,022
2025	$1,232.00	$194,022 (-24.83%) Land $194,022	$194,022 (-24.83%) Land $194,022
2023		$258,103 Land $154,065 Building $104,038	$258,103 Land $154,065 Building $104,038

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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