1809 Circle Rd, Towson, MD 21204 Property Records

Baltimore County property record for 1809 Circle Rd, Towson, MD 21204

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,660 sqft · built 1894
Lot Size	0.825 acres (35,937 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,612 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Mortgage + 2 more
APN	`09-0914100640`

Property Details

APN / Parcel Number

Primary APN	`09-0914100640`
Alternative APNs	`90914100640` `0914100640`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	35,937 sqft (0.825 acres)
Lot Dimensions	268 ft deep x 171 ft wide
Garage Type	Detached
Garage Area	1,243 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	0914100640
Street Address	1809 CIRCLE RD
City	TOWSON
State	MD
Zip	21204-6416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.825 AC LT ES CIRC S OF RUXTON STATION
Legal Subdivision	S OF RUXTON STATION
Legal Block	2
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	2
Census Block	2001
Census Tract	490400

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1809 CIRCLE RD, TOWSON, MD 21204-6416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Jul 20, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB
Oct 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 23, 2017
Transfer Doc	0394870207
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1809 CIRCLE RD, TOWSON, MD 21204-6416
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0455440448
Date	Oct 1, 2021
Book Page	45544/448

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2036
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1809 CIRCLE RD, TOWSON, MD 21204-6416
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0404820074
Date	Jul 20, 2018
Book Page	0040482/074

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1809 CIRCLE RD, TOWSON, MD 21204-6416
Document Number	0408670059
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	SERVICELINK

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1809 CIRCLE RD BALTIMORE MD 212046416, BALTIMORE, MD 21204-6416

Mortgage

Document Number	0408670059
Date	Nov 14, 2018
Book Page	040867/000059

Lender

Name	TIAA FSB
Address	CHARLOTTE, NC 28262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 6, 2017
Property Address	1809 CIRCLE RD, TOWSON, MD 21204-6416
Document Number	0394870207
Book / Page	039487 / 000207
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12207 BOXER HILL RD COCKEYSVILLE MD 210301739, COCKEYSVILLE, MD 21030-1739

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$794,000 (+13.17%) Land $247,900 Building $546,100	$794,000 (-) Land $247,900 Building $546,100
2024	$7,612.00 (+107.69%)
2023	$3,665.00 Homeowner's exemption	$701,600	$794,000 Land $247,900 Building $546,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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