1809 Centennial Ct, Enid, OK 73703 Property Records

Garfield County property record for 1809 Centennial Ct, Enid, OK 73703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 2010
Lot Size	0.075 acres (3,283 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Jan 2023)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82074`

Property Details

APN / Parcel Number

Primary APN	`82074`
Alternative APN	`2480-00-046-018-0-517-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,283 sqft (0.075 acres)
Lot Dimensions	67 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	82074
Street Address	1809 CENTENNIAL CT
City	ENID
State	OK
Zip	73703-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 46 SD-E57 HERITAGE HILLS ADDN SW/4 36-23-7
Legal Range	07W
Legal Township	23N
Legal Section	36
Legal Subdivision	HERITAGE HILLS ADDN
Legal Block	46
Legal Lot Number	18
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	3
Census Block	3000
Census Tract	1302

Owner

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1809 CENTENNIAL CT, ENID, OK 73703-5062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE SECURITY NATIONAL BANK OF ENID
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	2023554
Deed Book / Page	2614 / 513
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	1809 CENTENNIAL CT, ENID, OK 73703-5062
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002602/133
Date	Sep 22, 2022
Book Page	2602/133

Lender

Name	THE SECURITY NATIONAL BANK OF ENID
Type	Bank
Address	ENID, OK 73701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 20, 2023

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Jan 20, 2023
Property Address	1809 CENTENNIAL CT, ENID, OK 73703-5062
Document Number	002614/513
Book / Page	2614 / 513
Instrument Date	Jan 19, 2023
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	APEX TITLE COMPANY, APEX TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 CENTENNIAL CT, ENID, OK 73703-5062

Mortgage

Document Number	0002614515
Date	Jan 20, 2023
Instrument	2614/515

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Enid City
Unified School District	Enid Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,597 (+5%) Land $3,058 Building $27,539	$244,777 (+5%) Land $24,460 Building $220,317
2025	$3,146.00 (+45.99%)	$29,141 (+36.03%) Land $1,813 Building $27,328	$233,121 (+11.97%) Land $14,500 Building $218,621
2023	$2,155.00 Homeowner's exemption	$21,422 Land $1,813 Building $19,609	$208,196 Land $14,500 Building $193,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband.

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