Grundy County property record for 1809 Bruce St, Morris, IL 60450
| Property Type | Single Family Home |
|---|---|
| Details | 1,872 sqft · built 1976 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Dec 2021) |
| Tax Bill | $6,599 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-33-403-003 |
| Primary APN | 02-33-403-003 |
|---|
| Building Area | 1,872 sqft Total Area |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Street Address | 1809 BRUCE ST |
|---|---|
| City | MORRIS |
| State | IL |
| Zip | 60450-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMON ACRES 1ST ADD LT 7 SEC 33-34-7 |
| Legal Range | 07W |
| Legal Township | 34N |
| Legal Section | 33 |
| Legal Subdivision | HARMON ACRES FIRST ADDITION |
| Legal Lot Number | 7 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | SARATOGA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 200 |
1809 Bruce St is owned and occupied by an individual who bought it in December 2021.
Source: Grundy County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1809 BRUCE ST, MORRIS, IL 60450-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| Dec 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK |
| Oct 17, 2017 | Deed, Transfer · Conventional Mortgage FIRST FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on File |
| Deed Sale | Dec 2, 2021 · Amount on File |
| Prior Sale | Oct 17, 2017 · Amount on File |
| Deed Document Number | 2021609431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 1809 BRUCE ST, MORRIS, IL 60450-1118 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | UNKNOWN, SFB |
| Name | Verified Name |
|---|
| Document Number | 0000633953 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 633953 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.61% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Dec 2, 2021 |
| Property Address | 1809 BRUCE ST, MORRIS, IL 60450-1118 |
| Document Number | 0000609431 |
| Map Reference | PB E PG 7 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 609431 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1809 BRUCE ST, MORRIS, IL 60450-1118 |
| Document Number | 0000609432 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 609432 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.25% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Oct 17, 2017 |
| Property Address | 1809 BRUCE ST, MORRIS, IL 60450-1118 |
| Document Number | 0000573242 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 573242 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6095 W TIMBER RIDGE DR, 6095, VERONA, IL 60479-8114 |
| Name | Verified Name |
|---|---|
| Address | 1809 BRUCE ST, MORRIS, IL 60450-1118 |
| Document Number | 0000573243 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 573243 |
| Name | FIRST FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1809 Bruce St was $6,599 with a homeowner's exemption.
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Saratoga Township |
| Municipality | Morris City |
| Secondary School District | Morris Community High School District 101 (09 - 12) |
| Elementary School District | Saratoga Community Consolidated School District 60C (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,599.00 | $90,940 Land $18,970 Building $71,970 | $272,820 Land $56,910 Building $215,910 |
| 2022 | $5,018.00 Homeowner's exemption | $75,152 Land $15,677 Building $59,475 | $225,456 Land $47,031 Building $178,425 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1809 Bruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1809 Bruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRIS serves 14,775 people · EPA ID IL0630600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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