1809 Bonners Cir, Conover, NC 28613 Property Records

Catawba County property record for 1809 Bonners Cir, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 2007
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$162,428 (Jul 2011)
Tax Bill	$1,183 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3751-17-21-3154`

Property Details

APN / Parcel Number

Primary APN	`3751-17-21-3154`
Alternative APN	`0902772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	2,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	204 ft deep x 170 ft wide
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1809 BONNERS CIR
City	CONOVER
State	NC
Zip	28613-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 23 & 24 COLD WATER CRK PL 65-192
Legal Subdivision	COLD WATER CREEK PH 3
Legal Lot Number	23
Jurisdiction	CATAWBA NC
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2002
Census Tract	11300

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1809 BONNERS CIR, CONOVER, NC 28613-9254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 13, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2011 · Amount on Record
Deed Sale	Jul 13, 2011 · Amount on Record
Prior Sale	Mar 21, 2007 · Amount on Record
Deed Document Number	201111580
Deed Book / Page	3083 / 814
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	Jun 1, 2026
Property Address	1809 BONNERS CIR, CONOVER, NC 28613-9254
Document Number	0000010975
Book / Page	4024 / 1538
Instrument Date	May 29, 2026
Instrument	202610975
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 BONNERS CIR, CONOVER, NC 28613-9254

Mortgage

Document Number	0000010975,
Date	Jun 1, 2026
Book Page	4024/1538
Instrument	202610975

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1809 BONNERS CIR, CONOVER, NC 28613-9254
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	ECU TITLE AND ESCROW, ECU TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 BONNERS CIR, CONOVER, NC 28613-9254

Mortgage

Document Number	0038280358
Date	Aug 28, 2023
Book Page	3828/358
Instrument	15151

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 22, 2043

Interest

Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1809 BONNERS CIR, CONOVER, NC 28613-9254
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036600336
Date	May 26, 2021
Book Page	3660/336
Instrument	12615

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1809 BONNERS CIR, CONOVER, NC 28613-9254
Document Number	0035831321
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 BONNERS CIR CONOVER NC 286139254, CONOVER, NC 28613-9254

Mortgage

Document Number	0035831321
Date	Jul 10, 2020
Book Page	003583/001321
Instrument	13086

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1809 BONNERS CIR, CONOVER, NC 28613-9254
Document Number	0033950423
Book / Page	003395 / 000423
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 BONNERS CIR CONOVER NC 286139254, CONOVER, NC 28613-9254

Mortgage

Document Number	0033950423
Date	Apr 19, 2017
Book Page	003395/000423
Instrument	6620

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,800 (-) Land $24,800 Building $272,000
2025	$1,183.00 (-21.91%)	$296,800 (-) Land $24,800 Building $272,000
2024	$1,515.00 (+3.98%)
2023	$1,457.00	$296,800 Land $24,800 Building $272,000	$296,800 Land $24,800 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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