Boyd County property record for 1809 Beech St, Ashland, KY 41102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1965 |
| Owner | Individual Name on Record |
| Last Sale | $114,000 (May 2022) |
| Tax Bill | $704 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-18-04-025.00 |
| Primary APN | 031-18-04-025.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 222181 |
|---|---|
| Street Address | 1809 BEECH ST |
| City | ASHLAND |
| State | KY |
| Zip | 41102-5527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 34A GRAYSON ROAD CORPORATION'S SECOND DEVELOPMENT |
| Legal Subdivision | ND SUBITION |
| Legal Block | 14 |
| Legal Lot Number | 34A |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30600 |
Source: Boyd County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1809 BEECH ST, ASHLAND, KY 41102-5527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 24, 2022 | Fiduciary Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC |
| Jan 19, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Deed Document Number | 10011530 |
| Deed Book / Page | 839 / 593 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 1809 BEECH ST, ASHLAND, KY 41102-5527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1809 BEECH ST, ASHLAND, KY 41102-5527 |
| Document Number | 0M1547/766 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | M1547/766 |
| Instrument | 10024071 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jun 1, 2052 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | May 24, 2022 |
| Property Address | 1809 BEECH ST, ASHLAND, KY 41102-5527 |
| Document Number | 000839/593 |
| Book / Page | 839 / 593 |
| Map Reference | MB 19 PG 7 |
| Instrument Date | May 18, 2022 |
| Instrument | 10011530 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | NOT AVAILABLE, BESTITLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 NEUBAUER DR, 10, NEW MARTINSVILLE, WV 26155-2870 |
| Name | Verified Name |
|---|---|
| Address | 1809 BEECH ST, ASHLAND, KY 41102-5527 |
| Document Number | 0010011531 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 10011531 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 1809 BEECH ST, ASHLAND, KY 41102-5527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 789526 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | M1372/628 |
| Instrument | 789526 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 (-2.49%) | $114,000 (-) Land $10,000 Building $104,000 | $114,000 (-) Land $10,000 Building $104,000 |
| 2023 | $722.00 | $114,000 Land $10,000 Building $104,000 | $114,000 Land $10,000 Building $104,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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