1809 Bayview Dr, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1809 Bayview Dr, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,104 sqft · built 1979
Lot Size	0.24 acres (10,473 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Jul 2020)
Tax Bill	$4,056 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.275.0040`

Property Details

APN / Parcel Number

Primary APN	`34.275.0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Unfinished Basement	1,104 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,473 sqft (0.24 acres)
Lot Dimensions	121 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	532 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1809 BAYVIEW DR
City	ALBERT LEA
State	MN
Zip	56007-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREWOOD HILLS SECOND SUBDIVI LOT 4 BLK 1 SHOREWOOD HILLS SECOND SUBD
Legal Subdivision	SHOREWOOD HILLS SECOND SUBDIVI
Legal Block	1
Legal Lot Number	4
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1042
Census Tract	180500

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1809 BAYVIEW DR, ALBERT LEA, MN 56007-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	2020V1119078
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1809 BAYVIEW DR, ALBERT LEA, MN 56007-2130
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T115629
Date	Sep 11, 2018
Instrument	T115629

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 15, 2020
Property Address	1809 BAYVIEW DR, ALBERT LEA, MN 56007-2130
Document Number	CRV1119078
Instrument Date	Jul 15, 2020
Instrument	CRV1119078
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 SMITH LN, 311, JENA, LA 71342-6642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 BAYVIEW DR, ALBERT LEA, MN 56007-2130

Mortgage

Document Number	000T116511
Date	Jul 17, 2020
Instrument	T116511

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,056.00 Homeowner's exemption	$282,300 (+17.19%) Land $34,400 Building $247,900	$282,300 (+17.19%) Land $34,400 Building $247,900
2025	$4,056.00 (+26.2%)
2023	$3,214.00 (+14.79%) Homeowner's exemption	$240,900 Land $34,400 Building $206,500	$240,900 Land $34,400 Building $206,500
2020	$2,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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