1809 81st St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1809 81st St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 1999
Lot Size	0.138 acres (6,050 sqft)
Owner	Individual Name on File
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R153467`

Property Details

APN / Parcel Number

Primary APN	`R153467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,423 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,050 sqft (0.138 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1809 81ST ST
City	LUBBOCK
State	TX
Zip	79423-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	SOUTH MESA L 6
Legal Subdivision	SOUTH MESA
Legal Lot Number	60
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1017
Census Tract	2206

Owner

1809 81st St is owned and occupied by an individual who acquired it in November 2020.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1809 81ST ST, LUBBOCK, TX 79423-2411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 10, 2020	Vendor's Lien, Transfer · FHA Mortgage TEXAS TECH FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020
Deed Sale	Nov 10, 2020
Prior Sale	Jul 2, 2009
Deed Document Number	2020-50576
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1809 81ST ST, LUBBOCK, TX 79423-2411
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 81ST ST, LUBBOCK, TX 79423-2411

Mortgage

Document Number	0000030129
Date	Aug 3, 2023
Instrument	2023030129

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	328 Months
Due	Dec 1, 2050

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 10, 2020
Property Address	1809 81ST ST, LUBBOCK, TX 79423-2411
Document Number	0000050576
Map Reference	VOL 6219 PG 69
Instrument Date	Nov 10, 2020
Instrument	2020050576
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809-81ST STREET, LUBBOCK, TX 79423-2411

Mortgage

Document Number	0000050577
Date	Nov 10, 2020
Instrument	2020050577

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1809 81st St was $1,806 with a homeowner's exemption, down 21.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (-21.61%) Homeowner's exemption	$170,705 Land $28,000 Building $142,705	$170,705 Land $28,000 Building $142,705
2024	$2,304.00 (+9.25%)
2023	$2,109.00 (-17.81%) Homeowner's exemption	$163,196 Land $17,050 Building $154,764	$171,814 Land $17,050 Building $154,764
2022	$2,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1809 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1809 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: T-Mobile, Verizon.

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