1809 41st St, Valley, AL 36854 Property Records

Chambers County property record for 1809 41st St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,250 sqft · built 1961
Lot Size	0.803 acres (35,000 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Sep 2020)
Tax Bill	$365 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-03-07-2-001-002.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-03-07-2-001-002.000`
Alternative APNs	`1803072001002000` `455475`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,000 sqft (0.803 acres)
Lot Dimensions	280 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	455475
Street Address	1809 41ST ST
City	VALLEY
State	AL
Zip	36854-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK A EADY CITY SUB. M.B. 2 PG. 61 IN NE1/4 OF NW1/4 OF SEC. 7 & IN SE1/4 OF SW1/4 OF SEC. 6. S7 & 6 T21N R29E PARTLY
Legal Range	29
Legal Township	21
Legal Section	07
Legal Subdivision	EADY CITY SUB
Legal Block	A
Legal Lot Number	8
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3000
Census Tract	954600

Owner

1809 41st St is owned and occupied by an individual who bought it in September 2020.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1809 41ST ST, VALLEY, AL 36854-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Oct 27, 2006
Deed Book / Page	2020 / 3513
Prior Transfer Date	Jul 17, 2006
Prior Transfer Doc	0020063616
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Sep 3, 2020
Property Address	1809 41ST ST, VALLEY, AL 36854-3406
Document Number	02020/3513
Book / Page	2020 / 3513
Map Reference	VOL 35 PG 32
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1809 41ST ST, 1809, VALLEY, AL 36854-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 41ST ST, VALLEY, AL 36854-3406

Mortgage

Document Number	0020203514
Date	Sep 3, 2020
Instrument	2020/3514

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1809 41st St was $365 with a homeowner's exemption, up 8% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$365.00 (+7.99%) Homeowner's exemption
2025	$338.00 (+8.68%)	$25,176 (+179.73%) Land $1,360 Building $23,816	$125,880 (+39.74%) Land $6,800 Building $119,080
2024	$311.00 Additional exemption filed	$9,000 (-) Land $680 Building $8,320	$90,080 (-) Land $6,810 Building $83,270
2023	$311.00 Additional exemption filed	$9,000 (-) Land $680 Building $8,320	$90,080 (-) Land $6,810 Building $83,270
2022	$311.00 Additional exemption filed	$9,000 Land $680 Building $8,320	$90,080 Land $6,810 Building $83,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1809 41st St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1809 41st St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20