Saginaw County property record for 18089 Gratiot Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,240 sqft · built 1970 |
| Lot Size | 0.718 acres (31,276 sqft) |
| Owner | Trust Name on File |
| Last Sale | $70,000 (Aug 1995) |
| Tax Bill | $2,680 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-30-4009-000 |
| Primary APN | 22-12-2-30-4009-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 1,192 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,276 sqft (0.718 acres) |
| Garage Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18089 GRATIOT RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | W 170 FT OF E 600 FT OF ALL THAT PART OF NE 1/4 OF SE 1/4 LYING N OF C&O RR R/W 0.72 ACRE SEC 30 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 30 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 12100 |
18089 Gratiot Rd is owner-occupied and held in a trust since October 2011.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 18089 GRATIOT RD, HEMLOCK, MI 48626-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 1995 · Amount on File |
| Deed Sale | Aug 31, 1995 · Amount on File |
| Deed Book / Page | 1946 / 1198 |
| Last Transfer Date | Oct 6, 2011 |
| Transfer Doc | 0000027712 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 18089 Gratiot Rd was $2,680 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,300 | $214,600 | |
| 2025 | $2,680.00 Homeowner's exemption | ||
| 2023 | $78,600 | $157,200 | |
| 2022 | $2,255.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18089 Gratiot Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18089 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CMS Internet, Point Broadband, Spectrum.
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