18084 145th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 18084 145th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	972 sqft · built 2003
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,100 (Aug 2022)
Tax Bill	$2,842 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-004-0605`

Property Details

APN / Parcel Number

Primary APN	`11-004-0605`

Interior

Building Area	972 sqft Living Area
Basement Area	888 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	222,592 sqft (5.11 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	196 sqft
Shed	1 Shed
Shed Area	144 sqft

Location & Zoning

Street Address	18084 145TH AVE
City	MILACA
State	MN
Zip	56353-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF S 1/2 OF W 560 FT OF W 1/2 OF SE LYING S'LY OF N 1050 FT, SEE 1/14/03 SKETCH
Legal Range	27
Legal Township	38
Legal Section	04
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1007
Census Tract	170500

Owner

Source: Mille Lacs County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18084 145TH AVE, MILACA, MN 56353-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Jul 6, 2017	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	2022432789
Prior Transfer Date	Oct 18, 2006
Prior Transfer Doc	337048
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18084 145TH AVE, MILACA, MN 56353-3204
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A427410
Date	Oct 15, 2021
Instrument	A427410

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 26, 2022
Property Address	18084 145TH AVE, MILACA, MN 56353-3204
Document Number	000A432789
Instrument Date	Aug 17, 2022
Instrument	A432789
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.83
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18084 145TH AVE, MILACA, MN 56353-3204

Mortgage

Document Number	000A432790
Date	Aug 26, 2022
Instrument	A432790

Lender

Name	PROVIDENT FUNDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 6, 2017
Property Address	18084 145TH AVE, MILACA, MN 56353-3204
Document Number	A401404
Instrument Date	Jun 29, 2017
Instrument	A401404
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18084 145TH AVE, MILACA, MN 56353-3204

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,842.00 (+2.6%)	$313,500 (+8.22%) Land $97,100 Building $216,400	$313,500 (+8.22%) Land $97,100 Building $216,400
2025		$289,700 (-8.9%) Land $84,900 Building $204,800	$289,700 (-8.9%) Land $84,900 Building $204,800
2023	$2,770.00	$318,000 Land $68,600 Building $249,400	$318,000 Land $68,600 Building $249,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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