Harrison County property record for 18081 Rd 428, Saucier, MS 39574
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,667 sqft · built 2005 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0405-05-024.001 |
| Primary APN | 0405-05-024.001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,667 sqft Adjusted Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Utility Building | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 095854 |
|---|---|
| Street Address | 18081 ROAD 428 |
| City | SAUCIER |
| State | MS |
| Zip | 39574-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 AC(C) IN S1/2 OF N1/2 OF SE1/4 OF SE1/4 OF SEC 5-6-12 |
| Legal Range | 12 |
| Legal Township | 06 |
| Legal Section | 05 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3513 |
18081 Rd 428 is owned and occupied by two individuals who acquired it in June 1997.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18081 ROAD 428, SAUCIER, MS 39574-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 1997 |
| Deed Sale | Jun 10, 1997 |
| Deed Document Number | 0001373369 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 18081 ROAD 428, SAUCIER, MS 39574-9629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18081 ROAD 428, SAUCIER, MS 39574-9629 |
| Document Number | 20260002329TJ1 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026-0002329-T-J1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 18081 Rd 428 was $912 with exemptions applied, up 8.7% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $912.00 (+8.7%) Homeowner's exemption Disabled Person's exemption | $12,838 | $128,379 Land $41,750 Building $86,629 |
| 2024 | $839.00 (-0.83%) | ||
| 2023 | $846.00 (-1.05%) Homeowner's exemption Disabled Person's exemption | $12,096 | $120,959 Land $37,950 Building $83,009 |
| 2022 | $855.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18081 Rd 428 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2026) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18081 Rd 428 is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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