1808 W 86th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 1808 W 86th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,770 sqft · built 1954
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,300 (Jun 2020)
Tax Bill	$5,518 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-027-24-34-0080`

Property Details

APN / Parcel Number

Primary APN	`04-027-24-34-0080`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	3,363 sqft
1st Floor Area	1,770 sqft
Basement Area	1,593 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Depth	134 ft Depth
Garage Type	Basement

Exterior Amenities

Porch	Screened Porch
Porch Area	275 sqft
Deck Area	460 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1808 W 86TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLOCK 009 A PENN LAKE HIGHLANDS S90X134X91X146
Legal Range	24
Legal Township	027
Legal Section	04
Legal Quarter	34
Legal Subdivision	PENN LAKE HIGHLANDS
Legal Block	9
Legal Lot Number	9
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3025
Census Tract	25601

Owner

Source: Hennepin County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1808 W 86TH ST, MINNEAPOLIS, MN 55431-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit FIRST TRUST BANK
Jun 8, 2020	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Jan 14, 2005 · Amount on Record
Deed Document Number	202010795946
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jul 30, 2026
Property Address	1808 W 86TH ST, MINNEAPOLIS, MN 55431-2033
Document Number	0011483997
Instrument Date	Jul 23, 2026
Instrument	202611483997
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1808 W 86TH ST, MINNEAPOLIS, MN 55431-2033

Mortgage

Document Number	0011483997,
Date	Jul 30, 2026
Instrument	202611483997

Lender

Name	FIRST TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 23, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 8, 2020
Property Address	1808 W 86TH ST, BLOOMINGTON, MN 55431-2033
Document Number	0010795946
Instrument Date	Apr 30, 2020
Instrument	10795946
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	TITLE ONE-BLOOM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1808 W 86TH ST BLOOMINGTON MN 554312033, BLOOMINGTON, MN 55431-2033

Mortgage

Document Number	10795947
Date	Jun 8, 2020
Instrument	10795947

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,518.00 (+20.93%)	$399,700 (+3.1%) Land $137,800 Building $261,900	$399,700 (+3.1%) Land $137,800 Building $261,900
2023	$4,563.00
2022		$387,700 Land $127,600 Building $260,100	$387,700 Land $127,600 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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