St. Charles County property record for 1808 Spring Mill Crk, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,563 sqft · built 2012 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,090,000 (Aug 2025) |
| Tax Bill | $9,344 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T060900369 |
| Primary APN | T060900369 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,563 sqft Living Area |
| Gross Area | 6,077 sqft |
| 1st Floor Area | 2,237 sqft |
| Basement Area | 2,210 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 16,117 sqft (0.37 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060900369 |
|---|---|
| Street Address | 1808 SPRING MILL CRK |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING MILLS EST #2 LOT 111 |
| Legal Subdivision | SPRING MILLS EST #2 |
| Legal Lot Number | 111 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311211 |
1808 Spring Mill Crk is owned and occupied by two individuals who bought it in August 2025.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1808 SPRING MILL CRK, SAINT CHARLES, MO 63303-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU |
| Jul 6, 2021 | Beneficiary Deed, Transfer |
| Mar 2, 2018 | Quit Claim Deed, Transfer ANHEUSER BUSCH EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Prior Sale | Mar 2, 2018 · Amount on File |
| Deed Document Number | 202533349 |
| Prior Transfer Date | Jul 6, 2021 |
| Prior Transfer Doc | 0000056721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1808 SPRING MILL CRK, SAINT CHARLES, MO 63303-1331 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1808 SPRING MILL CRK, SAINT CHARLES, MO 63303-1331 |
| Document Number | 0000019331 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2022R-019331 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.97% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 4.97% |
| Index | 1-Year CMT |
| Max Rate | 7.97% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 6, 2021 |
| Property Address | 1808 SPRING MILL CRK, SAINT CHARLES, MO 63303-1331 |
| Document Number | 0000056721 |
| Map Reference | MB 42 PG 227 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021R-056721 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1808 SPRING MILL CRK, SAINT CHARLES, MO 63303-1331 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 2, 2018 |
| Property Address | 1808 SPRING MILL CRK, SAINT CHARLES, MO 63303-1331 |
| Document Number | 0068861350 |
| Book / Page | 006886 / 001350 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 114440 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1808 SPRING MILL CRK ST CHARLES MO 633031331, ST CHARLES, MO 63303-1331 |
| Document Number | 68861352 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 006886/001352 |
| Instrument | 114450 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2033 |
The 2025 property tax bill for 1808 Spring Mill Crk was $9,344.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,063 (-) | $858,226 (-) Land $137,490 Building $720,736 | |
| 2025 | $9,344.00 | $163,063 | $858,226 Land $137,490 Building $720,736 |
| 2023 | $149,686 (+15.08%) | ||
| 2022 | $8,241.00 | $130,066 | $787,825 (+15.08%) Land $137,490 Building $650,335 |
| 2021 | $684,561 Land $137,490 Building $547,071 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1808 Spring Mill Crk in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1808 Spring Mill Crk is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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