1808 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1808 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,133 sqft · built 1990
Lot Size	0.55 acres (2,398 sqft)
Owner	2 Company Names on Record
Last Sale	$152,000 (May 2005)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-28-225-035`

Property Details

APN / Parcel Number

Primary APN	`06-28-225-035`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	2,398 sqft (0.55 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1808 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-6897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 7 LOT 547
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	547
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1808 PEBBLE BEACH CIR, ELGIN, IL 60123-6897
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Prior Sale	Nov 4, 2002 · Amount on Record
Deed Document Number	200554691
Last Transfer Date	May 6, 2020
Transfer Doc	0000025286
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1808 PEBBLE BEACH CIR, ELGIN, IL 60123-6897
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016499
Date	Apr 11, 2018
Instrument	2018K016499

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.99%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 18, 2020
Property Address	1808 PEBBLE BEACH CIR, ELGIN, IL 60123-6897
Document Number	0000025286
Instrument Date	May 6, 2020
Instrument	25286
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1808 PEBBLE BEACH CIR ELGIN IL 601236897, ELGIN, IL 60123-6897

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,386.00 (+15.76%) Homeowner's exemption	$65,501 (+8.57%) Land $17,574 Building $47,927	$196,582 (+8.57%) Land $52,743 Building $143,839
2024		$60,331 (+21.39%) Land $16,187 Building $44,144	$181,065 (+21.44%) Land $48,580 Building $132,485
2022	$3,789.00 (+4.96%) Homeowner's exemption	$49,700 (+6.96%) Land $13,335 Building $36,365	$149,100 (+6.96%) Land $40,005 Building $109,095
2021	$3,610.00 Homeowner's exemption	$46,466 Land $12,467 Building $33,999	$139,398 Land $37,401 Building $101,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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