1808 Ocoee St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 1808 Ocoee St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · built 2025
Lot Size0.215 acres (9,395 sqft)
OwnerCompany Name on Record
Tax Bill$357 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Oct 2024 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN136K C 037

Property Details

APN / Parcel Number

Primary APN136K C 037
Alternative APN
  • 0000062310

Interior

Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2025
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,395 sqft (0.215 acres)
Lot Dimensions187 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000062310
Street Address1808 OCOEE ST
CityCHATTANOOGA
StateTN
Zip37406-2819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPT LT 7 PEYERS ADDN AMENDED PB 1 PG 3 REV PB 4 PG 23 REV PB 4 PG 24
Legal SubdivisionPEYER
Legal Lot Number7
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3008
Census Tract12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3445 BRAINERD RD, CHATTANOOGA, TN 37411-3506
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS TRI-COUNTY BANK
Oct 28, 2024Deed of Trust, Mortgage · Construction Mortgage
CADENCE BANK NA
Oct 3, 2024Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jun 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 3, 2024
Transfer Doc0000000160
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateAug 24, 2026
Property Address1808 OCOEE ST, CHATTANOOGA, TN 37406-2819
Document Number0000000166
Book / Page14414 / 167
Instrument DateAug 12, 2026
Instrument2026166
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000000166,
DateAug 24, 2026
Book Page14414/167
Instrument2026166
Lender
NameCITIZENS TRI-COUNTY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 15, 2031
Interest
Max Rate-1%

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1808 OCOEE ST, CHATTANOOGA, TN 37406-2819
Transaction TypeMortgage
Record UpdatedJan 1, 2026
Title CompanyFIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000196
DateOct 28, 2024
Book Page13744/379
Instrument2024102800196
Lender
NameCADENCE BANK NA
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 3, 2024
Property Address1808 OCOEE ST, CHATTANOOGA, TN 37406-2819
Document Number0000000160
Book / Page13723 / 438
Map ReferenceMB 4 PG 23&24
Instrument DateOct 2, 2024
Instrument2024100300160
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 BRAINERD RD, CHATTANOOGA, TN 37411-3506

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJun 27, 2018
Property Address1808 OCOEE ST, CHATTANOOGA, TN 37406-2819
Document Number0627000218
Book / Page011385 / 000983
Instrument DateJun 21, 2018
Instrument180627000218
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1806 FRANCIS ST CHATTANOOGA TN 374062907, CHATTANOOGA, TN 37406-2907

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$357.00 (+1,222.22%)$23,600 (+1,788%)$94,400 (+1,788%) Land $15,000 Building $79,400
2024$27.00$1,250 (-)$5,000 (-) Land $5,000
2023$27.00$1,250 (-)$5,000 (-) Land $5,000
2022$27.00$1,250$5,000 Land $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Most Recent ClaimSep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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